Valid Identity Proof
Aadhaar Card, Passport, Voter ID or Driving License

Your dream of owning a bike through Muthoot Capital’s Two-Wheeler Loan is no longer a distant one. With a hassle-free application process, you can apply without delay to own and ride the bike you always wanted. Whether you’ve been thinking of upgrading your two-wheeler for a while or have had your eyes on the latest bike that’s taken the market by storm, Muthoot Capital’s instant Bike Loan ensures that you reach the nearest showroom at the earliest. Why wait? Get instant approval on a Two-Wheeler Loan by applying today. Own your dream bike now!
Muthoot Capital’s Two-Wheeler Loan offer both convenience and comfort. You can get a loan sanctioned for up to ₹3 lakhs*, with a flexible repayment tenure of up to 4 years (48 months) *. Plus, you won’t have to worry about submitting lengthy documentation or providing collateral. Muthoot Capital offers Two-wheeler loan at an Attractive interest rate.
* Maximum period & Maximum loan
Let us cherish and nurture that trust and ensure that every person who deals with us deals with the confidence that he will not be misguided

Use our EMI calculator to know your monthly installment. Select the loan amount, the applicable rate of interest, and tenure. In an instant, you will get the details of the installment, and the total amount payable. It is a free tool which is easy to use and is designed to help you make informed decisions.

Flexible repayment options, ranging from 12 to 48 months
Special schemes to suit your needs
We offer attractive interest rates on Two-Wheeler Loan
Get quick approvals with minimum paperwork
Easy and simple documentation
Quick and convenient processing
We provide Two wheeler loan up to 95% for specific models under specific schemes*
Low Down Payment/EMI schemes to suit the customer’s financial requirement
If the customer takes from dealership, he needs to pay additional.
Receive Two-wheeler finance on income proof, without income proof or on an asset
In order to find out if you meet our best two wheeler loan eligibility, you have to fulfill only a few conditions after which we process your loan




To have your loan process run smoothly, here are the documents you should have ready
Aadhaar Card, Passport, Voter ID or Driving License
Aadhaar Card, Passport, Voter ID or Driving License
Salary Slips, Bank Statements, ITR, or Form 16, GSTR 3B
Property Documents, Electricity Bill, Property Tax receipt, Building Tax or Water Bill
Please click the link below to view charges.
Get all your questions answered about Muthoot Two-Wheeler Loan!
Two-wheeler loan is a type of loan that is specifically designed for people who wish to purchase a two-wheeler vehicle such as a motorcycle, e-two wheeler or scooter.
You can apply for a two wheeler loan online by clicking on the” Apply Now” icon on our site. Just fill the drop-down form, check your eligibility and make an estimate about the EMI you can afford. Our representative will call you to guide you through the process. Alternatively, you can drop in to any of our Muthoot Fincorp branches across the country or Call Us at 1800 102 1616 and apply for the best bike loan offline.
You can apply for a two wheeler vehicle loan by clicking on Apply Now or visit a Muthoot Blue branch near you to initiate the loan. The loans for motorcycles come with many benefits. It does not create a burden on you. You do not need a large amount to buy a bike. A Muthoot Capital two-wheeler loan frees you to use the money in your bank for any other purpose like medical emergencies. You can pay the amount in small EMI’s over up to 4 years at a nominal interest rate. Your credit score becomes healthy if you keep paying your EMIs on time. If you do not have a credit history it is the best way to do so. Muthoot Capital Services Ltd. offers income-based, asset-based and non-income-based finance options.
You can use our Muthoot Fincorp one app, NACH, UPI, Net Banking and Debit card as comfortable. Instalments can be paid as cash through Muthoot Fincorp Branches also. https://branches.muthootfincorp.com/
Through following the simple steps and submitting a few necessary documents, your application will go for approval. If you meet the eligibility criteria, you will be notified of the approval within minutes, and the amount will be disbursed within 24 working hours.
With digital advancements, getting a two-wheeler loan online has become easier than ever. You no longer need to stand in long queues or wait for months for loan approval. Simply visit the official Muthoot Capital website, any Muthoot Fincorp branch, or use the Muthoot Fincorp One app to apply for an instant two-wheeler loan in just a few minutes.
We have mentioned certain eligibility criteria on their website. You need to meet those requirements. An applicant should be at least 18 years of age (at the time of the application) and not more than 68 (at the end of the tenure). Your income should be at least 10,000 per month.
A two-wheeler loan is a smart way to purchase your dream bike. However, a few people believe in buying it through savings, but spending your entire savings in one go is not advisable. You must keep a significant amount with you to cover unforeseen expenses. The two-wheeler loan will allow you to pay in easy instalments, reducing the financial burden.
At Muthoot Capital, we believe in giving back to the community. Through impactful initiatives in education, healthcare, and sustainability, we strive to create meaningful change and empower lives across India.
My name is Dhruv Barot. I work in a private factory and am the sole earning member of my family. Managing all household responsibilities on a single income can be challenging. I needed a two-wheeler t...

My name is Kalji Pradhanji Thakor. I do a small job and live with my wife and two children. Managing day-to-day needs on a limited income has always been a challenge. I needed a two-wheeler to make da...

My name is Manohar Dangi. I live with my parents and wife, and I come from a financially modest background. I work a regular job, and managing family needs with limited income has always been a challe...

My name is Praveena R. I work as an agriculturist and live in a rural area with my family. Agriculture demands constant effort, and having reliable transportation is essential for managing farm activi...

My name is Savan Modi. I run a readymade garment shop in my area and live with my parents, wife, and sister. Coming from a middle-class family, managing both business and family needs requires careful...

My name is Shashikumari B. K. I am a staff member at Muthoot Finance Ltd., currently working at the Nagarbhavi 2nd Stage branch. I live with my parents, and both of us are earning members in the famil...

My name is Shilpa G. M. I work as a salaried employee and live with my family in our own house. My husband also works in a private company, and together we manage our household responsibilities. We ha...

My name is Madhu Kumar. I live with my family in my own house in Pune and work as a self-employed individual managing a pani puri stall and event services. Though I wanted to buy a two-wheeler to supp...

My name is M. Chandan. I work as a salaried employee and live with my family. Being the sole earning member, managing both personal and family needs has always required careful planning. I wanted to b...

My name is Nagenayak. I live with my family and work as an agriculturist. Farming requires a lot of travel and timely work, and I needed a two-wheeler to manage my day-to-day activities more efficient...

My name is G. Paramesh. I run a provision store and also work as an agriculturist. I live with my parents, and both of us contribute to the household income. To support and expand my business activiti...

My name is Gangadhara C. I work at a petrol bunk and also support my family through agricultural activities. I live with my family, and managing both work and household responsibilities requires depen...

My name is Asha. I work in a private company and live with my family in Pune. As the sole earning member of my household, managing daily responsibilities and meeting everyone’s needs has always been a...
