Public Deposit Advertisement
Download details of Muthoot Capital’s deposit schemes, including tenure, rates, and conditions.
Trust and Growth Through Fixed Deposits
Grow your savings with Muthoot Fixed Deposits! We offer short-term and long-term deposit plans, according to your preference. Our schemes include monthly interest plans, annual interest plans, and maturity plans, offering Interest rate as high as 9.35%*. Senior citizens shall be eligible for additional interest of 0.25% on the rate of interest
* Applicable interest rate for senior citizens for 36 Months (Annual scheme)
Fixed Deposit Interest Rates
| Scheme A - Non-Cumulative Deposits | |
|---|---|
| Monthly Interest Plan | |
| (Minimum Amount - ₹ 1000) | |
| Period | Rate of Interest (% p.a) |
| 12 Months | 7.65 |
| 24 Months | 8.00 |
| 36 Months | 8.50 |
| 48 Months | 8.60 |
| 60 Months | 8.50 |
*Additional 0.25%interest is applicable for Senior citizens.Non-Resident Senior Citizen will not be eligible for 0.25% additional interest. Rate of interest for Deposits above Rs.3 Crores per deposit may vary from the published card rate, but within the cap on Rate of Interest specified by the Reserve Bank of India (RBI). Depositors are advised to verify the prevailing rates for such deposits, prior to making any investments.
Important Documents to Download
Scheme
Download a detailed summary of Muthoot Capital’s deposit schemes, covering features, tenure, interest rates & eligibility.
Application Form - Individual
Download the official form to apply for Muthoot Capital fixed deposits, including required fields, documentation etc as applicable for Individuals.
Application Form - Entity
Download the official form to apply for Muthoot Capital Fixed Deposits, including required fields, documentation etc as applicable to various entities.
Unclaimed Matured Deposits
Download the list of unclaimed deposits and contact us to start the claim process.
Fixed Deposit @
9.35%*
Let us uphold and strengthen that trust, ensuring that everyone who engages with us does so with the confidence that they will always be guided with honesty and integrity."
Guaranteed Returns
High Returns
Flexible Tenure
Upto
60 Months
Plan Smarter with Our FD calculator
Estimate the maturity amount and interest earned based on your deposit amount, tenure, and deposit type. A simple tool to plan your investments wisely.
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Monthly Interest
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Total Interest
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Maturity Value
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Key Benefits & Features of Fixed Deposit
Attractive interest
We offer attractive interest rates as high as 9.35%*
Easy documentation
Easy and simple documentation
Saving Habits
Encourages the habit of savings
Guaranteed returns
We ensure Guaranteed returns
Documents Required For Fixed Deposit
To have your process run smoothly, here are the documents you should have ready
Valid Identity Proof
Aadhaar Card, Passport, Voter ID or Driving License
PAN CARD
Mandatory
Valid Address Proof
Aadhaar Card, Passport, Voter ID or Driving License
FAQ
A Comprehensive Guide to Fixed Deposits: Everything You Need to Know Before Investing
Fixed Deposits is a type of investment in which an individual invests a lump sum amount for a fixed period at a predetermined rate of interests. You earn interest on your Fixed Deposits over this period, and the interest is paid out at regular intervals or at a maturity, depending on the FD scheme type.
Muthoot Capital Fixed Deposit offers attractive interest rates up to 9.35%* p.a. (Interest rate applicable for senior citizens for 36 months).
Muthoot Capital Fixed Deposit are offered for flexible tenures ranging from 12 to 60 months
The minimum investment required for a Muthoot Capital Fixed Deposit is INR 1,000.
Yes, Muthoot Capital Fixed Deposit offers offers interest payout at regular intervals, such as monthly and annually upon opting for non-cumulative deposit scheme.
The key difference between cumulative and non cumulative deposit is that in a non-cumulative deposit, the interest earned is paid out periodically. In a cumulative deposit, the interest is added to the principal, and the total amount is paid at maturity.