icon
Give us a missed call
6235 400 400
Switch Language
language
English
বাংলা
ગુજરાતી
हिंदी
ಕನ್ನಡ
മലയാളം
मराठी
ଓଡିଆ
ਪੰਜਾਬੀ
سنڌي
தமிழ்
తెలుగు
اردو
Download app
logo
  • Home
  • About Us

    "A Tradition of Trust in Driving Your Dreams Forward"

    • Group 143922.svg
      About Company

      Who we are

    • Group 143926.svg
      Our History

      Roots and evolution

    • Group 143923.svg
      Our Promoters

      The driving force

    • Group 143928.svg
      Our Directors

      Meet the board

    • Group 143930.svg
      Leadership

      Leading the company

    banner
  • Products

    “Success is the Sum of Small Efforts Repeated Daily”

    • Group 143919.svg
      Two Wheeler Loan

      With upto 95% financing offers

    • Group 143920.svg
      Car Loan

      Own your dream car

    • Group 143910.svg
      Fixed Deposit

      Your partners in growth

    • Group 143922 (1).svg
      Loyalty Loan

      Pre - approved loan

    • Group 143908.svg
      Commercial Vehicle

      Own your dream vehicle

    banner
  • Investors
  • Media

    "The Journey of a Thousand Miles Begins with a Single Step"

    • Group 143922.svg
      News

      For Your Information

    • Group 143923.svg
      Testimonials

      What people are saying

    • Group 143926.svg
      Awards

      Professional recognition

    • Group 143928.svg
      Blogs

      Our thoughts and updates

    banner
  • Policies
  • Careers
  • CSR
  • ESG
  • Digital
  • Contact us
Download app
icon
Enquiry
icon
Pay Online
icon
Locate Us
icon
Call us
icon
WhatsApp
X
Help us serve
you better
Select Service*
mini banner

We are one of India's Most Progressive Automobile Finance Companies. With an aspiration to empower Indians human ambition, we offer fund and non-fund based financial services to retail, corporate and institutional customers through the wide network of branches of Muthoot Fincorp Ltd, group's flagship Company.

logo-0logo-1
SEBI- Caution to Investors Legal DisclaimerRBI Sachet PortalRBI CMS PortalODR PortalSCORES PortalCPGRAMS
Group 36.svg
Frame (1).png
Group 144275.svg
Shape.png
Frame.png

Quick Links

  • News
  • Contact
  • Blog
  • Careers
  • Branch locator
  • Schedule of Charges
  • FD Interest Rates
  • Sitemap

Products

  • Two Wheeler Loan
  • Car Loan
  • Fixed Deposits
  • Commercial Vehicle
  • Loyalty Loans

About

  • About Muthoot Capital
  • Promoters
  • Board of Directors
  • Leadership
  • CSR
  • Muthoot Pappachan Group Companies

Copyright © 2025 Muthoot Capital Services Ltd. All Rights Reserved

  • Terms & Conditions
  • Privacy

Address

  • Muthoot Capital Services Ltd. 3rd Floor, Muthoot Towers M.G. Road, Kochi - 682035 Kerala, India
  • CIN: L67120KL1994PLC007726
  • GST Number: 32AADCM1805H1ZZ

Contact

  • Email us :secretarial [at] muthootcap [dot] com
  • Call us : 4847119400 | 4846613450
  1. Home
  3. Products
  5. Two Wheeler Loan Interest Rate

Drive your Dreams with Two Wheeler Loan Interest Rate up to 100% Financing

  • Low interest rates on bike & scooter loans
  • Maximum two-wheeler loan disbursement
  • Longer loan tenure of up to 60 months

Enquire Now

email

I authorize Muthoot Capital & other Muthoot Pappachan Group companies (including its Agents/representatives) to call/communicate with me on their product offerings/promotions through Telephone/Mobile/SMS/email ID/WhatsApp.

logo

Two Wheeler Loan Interest Rate

Muthoot Capital offers bike loans at attractive interest rates.*One of the first things you need to know when finalising a two wheeler loan is the interest rate. This can be a game changer, as it will show you the EMI amount and how it affects your monthly budget.

 

  • Interest Rate:  Attractive interest rates*
  • Maximum Repayment Tenure:  60 months
  • Processing Fee and Documentation Charges :  Applicable as per the scheme 

 

 

banner

Two-Wheeler Loan starting @

Attractive rates

Let us cherish and nurture that trust and ensure that every person who deals with us deals with the confidence that he will not be misguided

Salaried or self-employed persons.
Upto 100% Funding
contact banner
Flexible Tenure
Upto

60 Months

Use our Two-Wheeler EMI calculator to know your monthly installment

Use our EMI calculator to know your monthly installment. Select the loan amount, the applicable rate of interest, and tenure. In an instant, you will get the details of the installment, and the total amount payable. It is a free tool which is easy to use and is designed to help you make informed decisions.

Required loan amount
min ₹10,000
max ₹20 Lac
Interest rate
min 10%
max 32%
Tenure up to
1 month
84 months
calculator image
Loan Amount
₹ 10,000
Interest Payable
₹ 83

Monthly EMI

₹ 10,083

Two-Wheeler Loan Schedule of Charges

  • Please click the link below to view charges.

    Schedule of Charges

Two Wheeler Loan Interest Rates

5.5% PA Onwards

Maximum Repayment tenure

60 Months

 

Types of Two wheeler Loan Interest Rate

 

When you opt for a Two-wheeler Loan, you have two options to choose from in terms of interest rates- Fixed and Floating. They have some fundamental differences, which you can consider while choosing one for you:

 

Fixed Interest Rate    Floating Interest Rate
This rate is determined at the beginning of the loan and remains the same throughout the tenure. Thus, you can plan your repayment accordingly.    A floating interest rate changes over time and is tied to a benchmark index. It adjusts periodically, reflecting market conditions and offering potential savings or increased costs depending on rate fluctuations.
 

 

Factors Influencing Two-Wheeler Loan Interest Rates

 

Several factors determine the interest rate on Two-Wheeler Finance. These include:

 

  • Type of Vehicle: The interest rate varies depending on the type of bike you are purchasing. Each vehicle type has different financing needs and risk profiles, which affect the rate offered.
  • Employment Nature: Salaried individuals generally enjoy lower interest rates compared to non-working professionals due to a steady and credible income source. A salaried individual’s ability to consistently repay the loan is more predictable, reducing the lender’s risk.
  • Repayment Capacity: Your repayment capacity, assessed by considering your regular expenses and other financial commitments, influences the 2-Wheeler Loan amount and interest rate. This is known as the Loan-to-Value (LTV) ratio calculation. A higher repayment capacity typically results in better loan terms, including a lower interest rate.

     

Frequently Asked Questions

Get all your questions answered about Muthoot Two-Wheeler Loan!