A story worth sharing, beyond every milestone, every story, at Muthoot Capital. Read about our recent announcements, financial performance, and awards.

1887-ൽ കുറിച്ച മൈലുറകളാണ് ഒരു മുത്തൂട്ട് പാപ്പച്ചന് ഗ്രൂപ്പ് സ്ഥാപിച്ചതെന്നത്. ചെറുപ്രായത്തില് തന്നെ വൈദ്യുതിയും സാമ്പത്തിക വിദ്യയും ഒരുപോലെ കൈവശമാക്കിയ പാപ്പച്ചന് മുത്തൂറ്റ് ആയിരുന്നു തുടക്കക്കാര്. ഇന്ന് ഇന്ത്യയിലുടനീളം 4200-ലധികം ശാഖകളുമായി മുന്നേറുന്ന ഒരു വലിയ സാമ്പത്തിക സ്ഥാപനമാണ് മുത്തൂറ്റ് പാപ്പച്ചന് ഗ്രൂപ്പ്. എല്ലാ വരുമാന വിഭാഗങ്ങളിലെയും ഉപഭോക്താക്കള്ക്ക് സേവനം നല്കുന്ന ഈ ഗ്രൂപ്പ് ഇന്ന് NBFC-കളില് ഏറ്റവും പ്രമുഖ സ്ഥാനമാണ് കൈവരിച്ചിരിക്കുന്നത്.

‘ഗോൾഡ് ലോൺ എൻബിഎഫ്സികൾ 18 - 20% വരെ വളർച്ച കൈവരിക്കും’

How the Muthoot Pappachan Group is transforming the family-owned business of gold loans into a full stack financial services provider?

Thomas George Muthoot

From a pragmatic vision, to transparent budgeting, to professional execution, to full engagement of Group's human resources, the initiatives of Muthoot Pappachan Foundation, handling the CSR activities of Muthoot Pappachan Group, are rapidly emerging as the model that will attract partnerships from other corporates and NGOs. Powered by 2% of profits of Muthoot FinCorp, Muthoot Capital Services, and Muthoot Microfinance Ltd., the mantra here is making a lasting impact in the four chosen domains of Health, Education, Environment, & Livelihood (HEEL).

Leading vehicle financier Muthoot Capital Services, belonging to the Muthoot Pappachan Group, continued to show strong performance in the third quarter of FY24, with its total Assets Under Management (AUM) touching Rs 1,944 crore, with a Q3 loan disbursal of Rs 479 crore which had crossed pre-Covid levels. While the Q3 net profit dipped to Rs 10.26 crore compared to the Rs 19.66 crore in Q3 of FY23, its net profit for the nine-month period (April to December 31, 2023), increased 110% to Rs 110.97 crore against Rs 52.72 crore in the same period a year earlier. Muthoot Capital Services has both improved operational and collection management systems and has a new loan origination and credit administration norms and an end-to-end digitized workflow to enable faster disbursements of auto, EVs, and used car loans.
Discover expert insights, industry trends, and practical tips in our regularly updated blog section.

You've found the bike. The price tag works. Then the dealer asks for a down payment, and suddenly your "affordable" purchase needs cash you weren't planning to spend today.

Most people research the bike. Almost nobody researches the loan. Then the EMI hits their account, and the math doesn't match what they expected. Getting approved doesn't mean you understood what you signed. That's usually where the regret starts.

Two showrooms, two loan approvals in under ten minutes, two very different assets. One car starts losing value the moment it's registered. The other already lost that value, and someone else paid for it. That's the real decision hiding inside a new car loan and a used car loan, and it has nothing to do with which showroom is faster. Three checks settle it:

Most people

Most used car loan guides tell you to "check your CIBIL score" and "compare interest rates." Fine, but that's not where people actually lose money. The real damage happens in two blind spots nobody warns you about: the car's paperwork (is it even legally clean to buy?) and the loan's fine print (is 100% financing calculated on a number that helps you or hurts you?). This blog covers both, with the actual RTO forms you need and the actual math your lender uses.

You renewed your two-wheeler loan with the same lender you've paid on time for years. Then you got quoted a rate that looked identical to what a first-time borrower would get.
Industry awards reflect our commitment to debt mutual funds and trust-based growth in customer satisfaction and innovative business.
Discover genuine experiences highlighting trust, reliability, and exceptional service from our satisfied clients.