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Every milestone reflects the strength of our leadership—visionary, committed, and creating meaningful impact.
Tina Suzanne George, a Chartered Accountant, is a professional in finance with over 17 years of experience. Tina is a 4th generation entrepreneur. She oversees the vehicle finance division of the group and manages a portfolio of about Rs. 2500 Crore, which is part of the overall group’s portfolio of Rs. 30,000 Crore. As part of business group that has existed for more than 135 years, Tina is working on a complete process overhaul, digitization and bringing in the best talent to scale the vehicle loan business to greater heights. Before taking a lead role in Group’s star performer, she has gone through a challenging stint with various Indian & Global Financial Services & Consulting majors, viz., Deloitte, Haskins & Sells; S R Batliboi & Co. (part of E&Y) and B S R & Co during which Tina has been hands-on on various aspects in the financial space like, amongst others: Audit, International Tax Consulting, Corporate Law, Data Analysis, Regulatory & Compliance Aspects and Operational aspects of Taxation. Her extensive and grueling work experience comes on top of outstanding academic foundation. Aside from Chartered Accountancy, Tina has completed Level 1 of the CFA programme and has undertaken a programme in Management at Harvard Extension School in Strategy and Management and a Certificate program in Business Analytics from HBS Online, on the back of her Bachelor of Commerce degree with high scores. Tina has excelled at School & College level as well, being district level topper across varied parameters. Previously, Tina had also spearheaded #RestartIndia, an initiative of Muthoot Pappachan Group, together with INKtalks to create a common ecosystem for small and nano businesses in India so that they can find a way to come out of the challenges they were facing, by enabling them to reach markets and adapt to efficient ways of doing business. A former seasoned Toastmaster, Tina is an avid speaker at various business and entrepreneurial forums organized by Singularity University, CII, FICCI, HerMoneyTalks, Dhanam Business Magazine, NBFC Summit, INK Tribe and other professional platforms and was also awarded as one of India’s Top 100 Women in Finance in the ‘Promising’ category by AIWMI in 2019 and the top 10 Dynamic Business Leaders to Follow in 2022 by PrimeView and Young Leader and Woman Leader of the Year at the 17th NBFC & Fintech Awards held in Chennai in July 2024. Apart from her serious focus on work, Tina has an inclination for social projects. She has worked for a not-for profit start-up to strategize their fund raising vertical
Susan is a highly qualified medical professional with extensive experience across various roles and disciplines. Having completed the IMT Programme with Full MRCP from KSS Deanery and worked in positions such as CT Level SHO at The Royal Marsden NHS Trust and Trust Grade F2 in General Medicine, Susan has demonstrated exceptional clinical competence. Her research contributions include a first-authored abstract for the BTOG Conference 2023 on regional lung radiotherapy protocols and participation in a manuscript published in Breast Cancer Research and Treatment on cardiotoxicity related to Trastuzumab. Susan has also conducted significant audits, including assessments of adrenal crisis management and the SAMBA 2018 audit, showcasing her commitment to quality improvement and protocol adherence. Her teaching experience is extensive, with presentations and regular departmental teaching in Oncology and Internal Medicine at institutions such as The Royal Marsden and UHCW. Notable presentations by Susan include discussions on Acute Kidney Injury (AKI) in oncology patients and Thyrotoxicosis. Susan’s blend of research expertise, audit experience, and educational contributions highlights her ability to excel in both clinical and leadership roles, making her a valuable asset to any organization.
Ritu Elizabeth George served as the Associate Vice President of Human Resources at MFL One, a strategic business unit (SBU) of Muthoot Fincorp Limited, which is part of the renowned Muthoot Pappachan Group, a conglomerate with over 135 years of history. With a strong foundation in economics and hospitality management, Ritu has built a diverse career across multiple industries, including hospitality, risk analysis, and entrepreneurship. Ritu began her professional journey in the field of risk analysis at KPMG. As a risk analyst, she was responsible for conducting internal audits for various multinational companies, conducting compliance and process audits. This experience broadened her expertise in corporate governance and compliance, adding a new dimension to her professional portfolio. Following her time in corporate, Ritu went on to pursue a master’s in hospitality management from Le Cordon Bleu in Australia and transitioned to hospitality, gaining valuable experience at renowned organizations such as Hilton and Novotel in Australia. Here, she built her skills in guest relations and people management, fostering a deep passion for creating positive customer experiences and driving team engagement. She has been instrumental in single handedly planning and executing a 360 degree performance management method for MFL ONE in its first year of inception. Her ability to connect with people and her deep understanding of human behaviour have been pivotal in fostering a positive and dynamic workplace culture. Ritu is actively involved in the hospitality and real estate division of the Muthoot Pappachan Group. She plays a key role in shaping the strategic direction of this sector, participating in critical meetings, and contributing to decision-making processes ensuring they align with the company’s overall vision and objectives. Beyond her professional achievements, Ritu is passionate about continuous learning and personal growth. She is currently pursuing an online master’s degree in human resource management from XLRI to further enhance her knowledge and skills in the field. Ritu’s entrepreneurial spirit led her to establish “Asoy”, a luxury scented candle brand. Her venture into entrepreneurship reflects her creative side and her keen aesthetic sense, as well as her dedication to creating quality products. Ritu embodies a blend of professional excellence, entrepreneurial spirit, and a genuine passion for people enabling her to make a positive impact in every endeavour she undertakes.
Strong leaders build legacies, set benchmarks, and redefine possibilities for a better tomorrow.
Ms. Manimekhalai is a distinguished leader with over three decades of experience in the Indian banking and financial service sector. She has extensive expertise in strategic leadership, corporate governance, business transformation, risk management and regulatory compliance, driving sustainable growth and institutional excellence across some of India's largest public sector banks.
Mrs. Shirley Thomas has an all-round Banking experience spread over Branch Banking to Network Level Senior Management roles with State Bank of India (SBI). She started her career in 1984 as a Probationary Officer in SBI. Her key areas of expertise are finance, banking, management, sales, and administration. She was Senior Vice President, Sales and Distribution during the period from September 2008 to November 2012. She had handled Corporate Banking, Retail Business, Agricultural Finance, International Banking, Non- Resident Accounts, and Small-Scale Industries in several large branches in her distinguished career and also handled many positions over the last several years including Senior Vice President, Strategic Partnership and Remittances; Senior Vice President, Sales and Distribution; Assistant General Manager, Stressed Asset Management Branch; Deputy General Manager, Group Risk; Deputy General Manager, Enterprise Risk and Group Risk Management; General Manager Chennai Circle, etc. Shirley Thomas was also a Nominee Director of ITCOT Limited for a period of 1 year. Apart from Muthoot Capital Services Limited, Shirley Thomas holds directorship in Bamni proteins Limited, Nitta Gelatin India Limited and BWDA Finance Limited.
Dr. CMA.CA.CS Divya Abhishek is a practicing Chartered Accountant and partner at Sukumar & Associates. She was the youngest elected Chairperson of the Federation of Indian Chambers of Commerce & Industry Ladies Organization (FICCI FLO) Chennai for the year 2024-2025 and the Southern India Regional Council of The Institute of Cost Accountants of India (Statutory Body under an Act of Parliament) for the year 2023-2024. Divya is the youngest CMA to achieve this milestone in the history of the Institute of Cost Accountants of India since its inception. Divya is a consistent Rank Holder right from her school days. She is a Commerce graduate with Master's in Financial Management. Both her graduation (B. Com) and post-graduation (MBA) are from the illustrious University of Madras. She is also a Graduate of Law. An All-India Rank Holder of both Chartered Accountancy and Company Secretary exams, Divya is an Associate Member of The Institute of Cost Accountants of India, Associate Member of The Institute of Company Secretaries of India and a Fellow Member of The Institute of Chartered Accountants of India. She has obtained certification in International Tax Law and Transfer Pricing from Leiden University, Netherlands, International Tax Center under the guidance of world-renowned Professor Kees Van Raad and attended special session at Harvard. She has secured All India 4th rank in the Advanced Diploma in International Taxation (ADIT) conducted by the Chartered Institute of Taxation (CIOT UK) and has also completed Diploma in International Financial Reporting Standards from the Association of Chartered Certified Accountants (ACCA) London. Divya has been elected to the Southern India Regional Council of the Institute of Cost Accountants of India with a creditable margin for the term 2023-2027 Divya is passionate about Women Empowerment. She has spearheaded the Committee for Women Empowerment for Hindustan Chamber of Commerce. She has been elected as President of Women Empowerment Forum of India (WEFI). The Andhra Chamber of Commerce (ACC), has recognized Divya for her contribution to the Financial sector & Women Empowerment by honouring her with an Excellence Award on the occasion of the 95th Annual Day Celebrations of the Chamber. Divya is the Secretary of Society of Cost Accountants (SOCA) and the Treasurer of All India Taxpayers’ Association (AITPA). She has been nominated as the First Secretary (Business Development & Trade Relations) to the Honorary Consul of Zambia in South India. Divya is also a Management Committee member of the prestigious Shiv Nadar International School. She is an Executive Committee Member of Citizen Awareness Forum of India (CAFI) and the youngest ever President of the Inner Wheel of the Rotary Club of Madras – Next Gen. Divya is a prolific speaker, a TEDx Speaker and has addressed over 3050 meetings and was recently featured in ET now telecast in the Leaders for tomorrow show. She has co-authored a book ‘Income Tax Ready Referencer’, authored a book on ‘Corporate Social Responsibility (CSR)’ and authored The Technical Guide on ‘Social Stock Exchange’ for the Institute of Cost Accountants of India. Divya Abhishek holds various positions in Corporate and Professional Forums. She was the member of National Committee of Corporate Laws & Corporate Governance constituted by the Institute of Cost Accountants of India for the years 2021-2022 and 2022-2023. She was also a coopted member of the Corporate Laws Committee of Southern India Regional Council of The Institute of Chartered Accountants of India for a period of 6 years from 2015 to 2022 and Committee on International Taxation for the year 2018-19. Divya Abhishek has been appointed as Woman Independent Director / Trustee of many Companies/ Trusts. She holds the unique distinction as the Youngest Woman Independent Director ever to be appointed on the Board of Listed companies. Nominated to the Grievance Redressal Committee constituted for GST for Tamil Nadu & Puducherry & Nominated by the Tamil Nadu Public Service Commission (TNPSC) for formulation of syllabus for Competitive Examinations. Divya has been unanimously conferred with ‘WOMAN STAR OF THE YEAR AWARD’ by The South Asian Federation of Accountants (SAFA) as the BEST WOMAN ACCOUNTING PROFESSIONAL IN ASIA which is a forum of accounting bodies in the SAARC Region. Recently, Dr. Thamizhachi Thangapandian, Hon’ble Member of Parliament (Lok Sabha), South Chennai Constituency conferre3d the YUVA SAMMAAN Special Award on Dr. CA. CMA. CS. Divya Abhishek, Chairperson FICCI FLO & Chairperson SIRC of ICMAI ( 2023-2024). This Award carries the Certificate, Shield & Gift Cheque of Rupees One Lakh, Divya has been nominated as the convenor for Finance & Taxation and co convenor for Young Leadership committee at FICCI Tamil Nadu State Council for the term 2025-26.
Robin Tommy stands at the forefront of technology-driven social innovation, combining visionary leadership with a profound commitment to creating inclusive solutions that transform lives. With over two decades of experience in emerging technologies, banking innovation, and purpose-driven transformation, he has established himself as a distinguished thought leader whose work bridges the gap between technological advancement and societal impact. Currently serving as Executive Director at Kerala Development and Innovation Strategic Council (K-DISC), Government of Kerala, and Independent Director at Muthoot Capital Services Limited, Robin brings strategic insight to both public sector innovation and financial services transformation. His multifaceted leadership roles reflect his ability to drive strategic initiatives across banking, governmental, and social sectors. Innovation and Impact A prolific innovator with over 100 international patents across India, the United States, and the European Union, Robin’s groundbreaking work encompasses artificial intelligence, robotics, extended reality, and digital therapeutics. His innovations have revolutionized accessibility and created sustainable livelihood opportunities for thousands globally, particularly focusing on empowering people with intellectual disabilities. Robin has pioneered AI-driven solutions that demonstrate the transformative power of technology in creating inclusive opportunities. His organizations have developed innovative platforms and VR-based therapeutic interventions that have garnered international recognition for their impact on neurodivergent communities. Academic Excellence and Continuous Learning Robin’s expertise is underpinned by a strong academic foundation and commitment to continuous learning. He completed the prestigious Social Entrepreneurship Program at the University of Oxford, United Kingdom, where he developed frameworks for institutionalizing social purpose-driven models. His participation in Stanford’s Seed Spark Programme enhanced his capabilities in enterprise building and technology application mapping. His earlier academic achievements include a Master of Technology with specialization in Quality Management from Birla Institute of Technology and Science, and completed a Management Development Program at the Indian Institute of Management, focusing on new product development and innovation frameworks. Recognition and Leadership Robin’s contributions to technology and social innovation have earned him numerous prestigious accolades, including: The 2024 Kerala State Award for Technology Innovations in Disability NCPEDP Mphasis Universal Design Award Tata Innovation Award Ranked #21 among global B2B thought leaders by Thinkers360, his work has been featured on German national television (ARD) and various international media platforms, highlighting his role in shaping the future of technology-driven social innovation. Professional Expertise Robin’s comprehensive expertise spans crucial areas of technological advancement and social impact: Financial technology innovation and digital banking transformation Digital transformation and emerging technology integration Social innovation and inclusive technology development Assistive technology and accessibility solutions Innovation strategy and incubation frameworks Thought Leadership and Global Impact A compelling TEDx speaker and frequent keynote presenter at global forums, Robin has shared his insights at prestigious venues including Innovation Forums in United Kingdom and United States. His presentations combine deep technical knowledge with passionate advocacy for technology’s role in social transformation. As Vice Chair of IEEE Kerala Robotics and Automation Society and through his advisory positions across multiple technology innovation councils, he continues to shape the discourse around inclusive technological advancement. Vision for the Future Robin’s work exemplifies the powerful intersection of innovation, social impact, and technological advancement. Through his various roles and initiatives, he continues to champion digital inclusion and accessible technology solutions, demonstrating that purposeful innovation can create lasting positive change in society. His approach to leadership and innovation serves as a model for organizations seeking to combine technological excellence with meaningful social impact. Professional Affiliations: Executive Director, Kerala Development and Innovation Strategic Council, Government of Kerala Independent Director, Muthoot Capital Services Limited Vice Chair, IEEE Kerala Robotics and Automation Society Author of “Building Smart Robots using ROS” and multiple research publications Advisory Board Member, Multiple Technology Innovation Councils at Universities
