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We are one of India's Most Progressive Automobile Finance Companies. With an aspiration to empower Indians human ambition, we offer fund and non-fund based financial services to retail, corporate and institutional customers through the wide network of branches of Muthoot Fincorp Ltd, group's flagship Company.

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    • Muthoot Capital Services Ltd. 3rd Floor, Muthoot Towers M.G. Road, Kochi - 682035 Kerala, India
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    1. Home
    3. Products
    5. Two Wheeler Loan EMI Calculator

    Two Wheeler Loan EMI Calculator

    • Easy to use two wheeler loan EMI Calculator
    • Lower Interest rates for two wheeler loans on EMI
    • Get scooter and bike loans for longer tenure of up to 48 months

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    Enquire Now

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    I authorize Muthoot Capital & other Muthoot Pappachan Group companies (including its Agents/representatives) to call/communicate with me on their product offerings/promotions through Telephone/Mobile/SMS/email ID/WhatsApp.

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    Calculate Your Two Wheeler Loan EMI's

    Muthoot Capital Services Pvt. Ltd. offers a free and easy-to-use two-wheeler loan EMI calculator. You can calculate your monthly outflow at the click of a button. Just click on the EMI calculator button to get started. Our dynamic two wheeler loan calculator helps you calculate the monthly repayment amount of your loan immediately. Fill your financial details and an auto computed figure will be displayed. You can easily plan your monthly budget accordingly.


    The process of applying for a two-wheeler loan is easy and transparent in the modern, internet-enabled world. You can repay the loan in Equated Monthly Installments or EMI. It is the amount that you pay the lender every month of the loan tenure. It is a mix of the principal amount and interest along with applicable taxes.

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    Use our Two-Wheeler EMI calculator

    to know your monthly installment

    Use our EMI calculator to know your monthly installment. Select the loan amount, the applicable rate of interest, and tenure. In an instant, you will get the details of the installment, and the total amount payable. It is a free tool which is easy to use and is designed to help you make informed decisions.

    Required loan amount
    min ₹10,000
    max ₹20 Lac
    Interest rate
    min 10%
    max 32%
    Tenure up to
    1 month
    84 months
    calculator image
    Loan Amount
    ₹ 10,000
    Interest Payable
    ₹ 83

    Monthly EMI

    ₹ 10,083

    Formula for Two Wheeler Loan Calculator

    The Two Wheeler Loan EMI value is calculated using the formula : P x R x [(1 + R) N / ((1 + R) N – 1]

    Here:

     

    • P denotes the loan’s principal amount,
    • R denotes the relevant rate of interest, and
    • N denotes the loan’s duration in months.

     

    The formula for the Two Wheeler Loan Calculator is broadly dependent on the following:

     

    • Principal two-wheeler loan amount or the amount taken as a loan
    • Applicable rate of interest per month
    • Loan tenure. It is calculated in months, so it will be 6 months, 12 months, etc.

     

    How to use a Two Wheeler Loan Calculator

     

    It is advisable that you know your EMI amount before you commit to a two-wheeler finance. By using a two wheeler loan EMI calculator you will be able to plan how to repay your loan without any issues.

     

    • If you are looking to buy a bike on EMI you must first chalk out your monthly budget and the amount you can afford as an EMI per month.
    • You must take a reasonable figure that you can afford – our company representative can help you calculate the loan to value (LTV) ratio, which suggests the loan amount and EMI best suited to your income
    • You need to open the two wheeler loan calculator tool and select the required details like the amount of loan you need, the interest rate that would be applicable and the tenure of the loan.
    • You can fill in the details with different loan amounts, tenure and interest rate till you reach an EMI amount suiting your needs.

     

    Take your time in adjusting the various options on the calculator so that you are comfortable with the tentative EMI. The EMI calculator is a good guide. You can also contact our representative to find out your eligibility and the interest rate that you would get to get an exact EMI amount. Interest rates may vary from scheme to scheme. Your credit history also determines the rate of interest you command. Once you have the exact details, it is simple to arrive at a perfect calculation on the EMI calculator.

     

    Benefits of using Two Wheeler Loan Calculator

     

    You have taken the first step towards buying a bike on EMI but are not sure of the benefits of using the two wheeler loan calculator. The list below will dispel all your doubts.

     

    • One of the most important benefits of using a two-wheeler loan EMI calculator is that you get a fair idea of the amount that you would need to pay each month to own your bike. You can get rid of manual calculations and get an accurate number with a click.
    • The calculator allows you to choose the tenure that suits you best. You can minimise the interest you pay if you can estimate the tenure that helps you choose the most suitable EMI.
    • EMI calculators help you compare the costs and choose the best loan. They furnish you with a quote and you can choose the one that suits your requirements.
    • You can be aware of the financials involved beforehand and that gives you space for negotiation. You can bargain on the rate of interest and processing fee and reduce added costs.
    • The most important function of the loan calculator is that it helps you gather information on the charges that are involved. The break up gives you clarity about what you are paying under what head.


       




     


     

    Frequently Asked Questions

    Get all your questions answered about Muthoot Two-Wheeler Loan!

    Two-wheeler loan is a type of loan that is specifically designed for people who wish to purchase a two-wheeler vehicle such as a motorcycle, e-two wheeler or scooter.

    You can apply for a two wheeler loan online by clicking on the” Apply Now” icon on our site. Just fill the drop-down form, check your eligibility and make an estimate about the EMI you can afford. Our representative will call you to guide you through the process. Alternatively, you can drop in to any of our Muthoot Fincorp branches across the country or Call Us at 1800 102 1616 and apply for the best bike loan offline.

    You can apply for a two wheeler vehicle loan by clicking on Apply Now or visit a Muthoot Blue branch near you to initiate the loan. The loans for motorcycles come with many benefits. It does not create a burden on you. You do not need a large amount to buy a bike. A Muthoot Capital two-wheeler loan frees you to use the money in your bank for any other purpose like medical emergencies. You can pay the amount in small EMI’s over up to 4 years at a nominal interest rate. Your credit score becomes healthy if you keep paying your EMIs on time. If you do not have a credit history it is the best way to do so. Muthoot Capital Services Ltd. offers income-based, asset-based and non-income-based finance options.

    You can use our Muthoot Fincorp one app, NACH, UPI, Net Banking and Debit card as comfortable. Instalments can be paid as cash through Muthoot Fincorp Branches also. https://branches.muthootfincorp.com/

    Through following the simple steps and submitting a few necessary documents, your application will go for approval. If you meet the eligibility criteria, you will be notified of the approval within minutes, and the amount will be disbursed within 24 working hours.

    With digital advancements, getting a two-wheeler loan online has become easier than ever. You no longer need to stand in long queues or wait for months for loan approval. Simply visit the official Muthoot Capital website, any Muthoot Fincorp branch, or use the Muthoot Fincorp One app to apply for an instant two-wheeler loan in just a few minutes.

    We have mentioned certain eligibility criteria on their website. You need to meet those requirements. An applicant should be at least 18 years of age (at the time of the application) and not more than 68 (at the end of the tenure). Your income should be at least 10,000 per month.

    A two-wheeler loan is a smart way to purchase your dream bike. However, a few people believe in buying it through savings, but spending your entire savings in one go is not advisable. You must keep a significant amount with you to cover unforeseen expenses. The two-wheeler loan will allow you to pay in easy instalments, reducing the financial burden.