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We are one of India's Most Progressive Automobile Finance Companies. With an aspiration to empower Indians human ambition, we offer fund and non-fund based financial services to retail, corporate and institutional customers through the wide network of branches of Muthoot Fincorp Ltd, group's flagship Company.

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  • Muthoot Capital Services Ltd. 3rd Floor, Muthoot Towers M.G. Road, Kochi - 682035 Kerala, India
  • CIN: L67120KL1994PLC007726
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  • Email us :secretarial [at] muthootcap [dot] com
  • Call us : 4847119400 | 4846613450
  1. Home
  2. Products
  3. Two Wheeler Loan

Fast Loans for Smooth Ride - Loans for New and Used Two Wheelers

  • Attractive interest rates.
  • Instant approval.
  • Easy and simple documentation.
  • Two-wheeler loan of up to 95%* of on-road price
  • Safe & Secure digital payment options
  •  

     

Enquire Now

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I authorize Muthoot Capital & other Muthoot Pappachan Group companies (including its Agents/representatives) to call/communicate with me on their product offerings/promotions through Telephone/Mobile/SMS/email ID/WhatsApp.

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Two Wheeler Loan

Your dream of owning a bike through Muthoot Capital’s Two-Wheeler Loan is no longer a distant one. With a hassle-free application process, you can apply without delay to own and ride the bike you always wanted. Whether you’ve been thinking of upgrading your two-wheeler for a while or have had your eyes on the latest bike that’s taken the market by storm, Muthoot Capital’s instant Bike Loan ensures that you reach the nearest showroom at the earliest. Why wait? Get instant approval on a Two-Wheeler Loan by applying today. Own your dream bike now!


Muthoot Capital’s Two-Wheeler Loan offer both convenience and comfort. You can get a loan sanctioned for up to ₹3 lakhs*, with a flexible repayment tenure of up to 4 years (48 months) *. Plus, you won’t have to worry about submitting lengthy documentation or providing collateral. Muthoot Capital offers Two-wheeler loan at an Attractive interest rate.

 

* Maximum period & Maximum loan

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Two-Wheeler Loan starting @

Attractive rates

Let us cherish and nurture that trust and ensure that every person who deals with us deals with the confidence that he will not be misguided

Salaried or self-employed persons.
Upto 95% Funding
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Flexible Tenure
Upto

48 Months

Use our Two-Wheeler EMI calculator to know your monthly installment

Use our EMI calculator to know your monthly installment. Select the loan amount, the applicable rate of interest, and tenure. In an instant, you will get the details of the installment, and the total amount payable. It is a free tool which is easy to use and is designed to help you make informed decisions.

Required loan amount
min ₹10,000
max ₹3 Lac
Interest rate
min 10%
max 32%
Tenure up to
1 month
60 months
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Loan Amount
₹ 10,000
Interest Payable
₹ 83

Monthly EMI

₹ 10,083
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Key Benefits & Features of Two Wheeler Loan

Flexible Repayment

Flexible repayment options, ranging from 12 to 48 months

Special schemes

Special schemes to suit your needs

Attractive interest

We offer attractive interest rates on Two-Wheeler Loan

Quick approval

Get quick approvals with minimum paperwork

Easy documentation

Easy and simple documentation

Hassle free loans

Quick and convenient processing

Loans upto 95%

We provide Two wheeler loan up to 95% for specific models under specific schemes*

Low Down Payment

Low Down Payment/EMI schemes to suit the customer’s financial requirement

No hidden charges

If the customer takes from dealership, he needs to pay additional.

Flexible Schemes

Receive Two-wheeler finance on income proof, without income proof or on an asset

Best Two Wheeler Loan Eligibility Criteria

In order to find out if you meet our best two wheeler loan eligibility, you have to fulfill only a few conditions after which we process your loan

01

Salaried or self-employed persons.
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02

Age between 18 (at the time of application) and 68 (at the end of the loan tenure)
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03

Minimum net income of Rs 10,000/- p.m.
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Documents Required For Two Wheeler Loan

To have your loan process run smoothly, here are the documents you should have ready

Valid Identity Proof

Aadhaar Card, Passport, Voter ID or Driving License

Valid Address Proof

Aadhaar Card, Passport, Voter ID or Driving License

Income Proof

Salary Slips, Bank Statements, ITR, or Form 16, GSTR 3B

Asset Proof

Property Documents, Electricity Bill, Property Tax receipt, Building Tax or Water Bill

Two-Wheeler Loan Schedule of Charges

  • Please click the link below to view charges.

    Schedule of Charges

Two Wheeler Loan Interest Rates

@ Attractive Interest rates

Maximum Repayment tenure

48 Months

Frequently Asked Questions

Get all your questions answered about Muthoot Two-Wheeler Loan!

Our Client Testimonials

At Muthoot Capital, we believe in giving back to the community. Through impactful initiatives in education, healthcare, and sustainability, we strive to create meaningful change and empower lives across India.

View All
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My name is Dhruv Barot. I work in a private factory and am the sole earning member of my family. Managing all household responsibilities on a single income can be challenging. I needed a two-wheeler t... Read more

Dhruv Barot

Dhruv Barot

Region : Gujarat
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My name is Kalji Pradhanji Thakor. I do a small job and live with my wife and two children. Managing day-to-day needs on a limited income has always been a challenge. I needed a two-wheeler to make da... Read more

Kalji Pradhanji Thakor

Kalji Pradhanji Thakor

Region : Gujarat
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My name is Manohar Dangi. I live with my parents and wife, and I come from a financially modest background. I work a regular job, and managing family needs with limited income has always been a challe... Read more

Manohar Dangi

Manohar Dangi

Region : Rajasthan
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My name is Praveena R. I work as an agriculturist and live in a rural area with my family. Agriculture demands constant effort, and having reliable transportation is essential for managing farm activi... Read more

Praveena R

Praveena R

Region : Shimogga
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My name is Savan Modi. I run a readymade garment shop in my area and live with my parents, wife, and sister. Coming from a middle-class family, managing both business and family needs requires careful... Read more

Savan Modi

Savan Modi

Region : Gujarat
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My name is Shashikumari B. K. I am a staff member at Muthoot Finance Ltd., currently working at the Nagarbhavi 2nd Stage branch. I live with my parents, and both of us are earning members in the famil... Read more

Shashikumari B. K

Shashikumari B. K

Region : Region 3
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My name is Shilpa G. M. I work as a salaried employee and live with my family in our own house. My husband also works in a private company, and together we manage our household responsibilities. We ha... Read more

Shilpa G.M

Shilpa G.M

Region : Banglore
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My name is Madhu Kumar. I live with my family in my own house in Pune and work as a self-employed individual managing a pani puri stall and event services. Though I wanted to buy a two-wheeler to supp... Read more

Madhu Kumar N

Madhu Kumar N

Region : Banglore
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My name is M. Chandan. I work as a salaried employee and live with my family. Being the sole earning member, managing both personal and family needs has always required careful planning. I wanted to b... Read more

M. Chandan

M. Chandan

Region : Banglore
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My name is Nagenayak. I live with my family and work as an agriculturist. Farming requires a lot of travel and timely work, and I needed a two-wheeler to manage my day-to-day activities more efficient... Read more

Nagenayak

Nagenayak

Region : Chikmagalur
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My name is G. Paramesh. I run a provision store and also work as an agriculturist. I live with my parents, and both of us contribute to the household income. To support and expand my business activiti... Read more

G. Paramesh

G. Paramesh

Region : Chikmagalur
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My name is Gangadhara C. I work at a petrol bunk and also support my family through agricultural activities. I live with my family, and managing both work and household responsibilities requires depen... Read more

Gangadhara C

Gangadhara C

Region : Chikmagalur
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My name is Asha. I work in a private company and live with my family in Pune. As the sole earning member of my household, managing daily responsibilities and meeting everyone’s needs has always been a... Read more

Asha

Asha

Region : Banglore