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The festive season is here, and you would like to indulge in some self-pampering or buy gifts for your loved ones? The latest and amazing bike can be a perfect gift! So, how do you fit this purchase within your budget? You want a new bike, but your bank refuses to give you a loan. Or maybe you just don't have a bank account. Maybe you're a student and you aren't allowed to have a loan. And then, one day, someone told me about EMI or Equated Monthly Instalments. You know what EMI is, right? It's when you buy something expensive on credit and pay for it in small monthly installments spread across several years. So if it's an electronic item with a warranty of three years, the company will let you buy it in three-year installments. Two wheelers are now available to buy on EMI at many online and offline stores. When you buy two wheeler on EMI, it allows you to pledge a convenient amount monthly/weekly/daily without overwhelming your budget.

The year 2020 will long be remembered as the year of the COVID-19 pandemic. It is already been referred to as the year of the Great Lockdown. In March and April of the year, many countries across the world imposed strict lockdown, bringing life, as we know it, to a halt. People were hopeful of beating the coronavirus but as the year ends, many countries are experiencing the third phase of the outbreak. People are scared to step out for fear of getting infected, and many people who earlier took the train, cabs, bus or auto, are fearful of public transport. Social distancing in a bus or an auto, especially in crowded cities and towns in India, is almost impossible. Even with the vaccine in sight, the reality is that it will take several months for everything to return to normalcy. The trend is to own a vehicle. Owning a vehicle, either a car or bike is neither difficult nor extremely expensive, contrary to what many people believe.

Have you always dreamt of owning a two-wheeler but your current financial status doesn’t approve of the purchase? Well, you can easily get a bike loan sanctioned at Muthoot Capital and get your dream bike or scooter. Gone are the days when you had to wait for days to get your loan approved. Today, salaried and non-salaried professionals can leverage motor bike loans and get approval almost instantly. Avail easy Two Wheeler Loan at the lowest Two Wheeler Loan interest rate and minimal processing charges now!

With social distancing and pandemic woes, one cannot think of traveling by any public mode. Even when car rental companies are promoting how they keep the vehicles safe, there is a constant worry about whether the cab was disinfected properly, was the previous passenger healthy, etc. Further, there is no way of checking if someone is an asymptomatic carrier.

Two-wheelers, such as scooters and bikes, have become an integral part of our daily lives. They offer us the convenience of getting from one place to another, even in the busiest of towns. Whether it's commuting to work, running errands, or exploring new destinations, a two-wheeler makes travel simpler and more efficient. India, being the largest market for two-wheelers in the world, with over 2 million units sold in FY 2019, showcases just how essential these vehicles have become for the population.

In 2018-2019, Indians bought 3.6 million new cars, while the number of used cars bought was around 4 million. Taking a second-hand car loan can help you purchase your dream vehicle with ease. You may call it a Loan for a used car too that gives you the right to buy a pre-owned vehicle you want by paying small affordable installments each month. We, at Muthoot Capital Services Ltd, offer used car loans for up to 100% of its Insurance Declared Value.

When you think of a two wheeler, it is most likely that you are thinking of scooters, bikes, and mopeds. A newly purchased two wheeler can last for more than 1 lakh kilometers and choosing a right two wheeler would give you the freedom to weave your way through the crowded roads to work, travel to a picnic spot with friends, or give in to the wanderlust for a journey uphill without any worries.