Give us a missed call
6235 400 400
Our Blogs
Get new approaches and expert insight through our blog, which covers various subjects, industry progress, and strategic tips. Stay updated by searching for materials that help you keep forward and make an alternative to be informed with confidence.
June 13, 2022
Top 10 Scooty in India 2026 - Mileage, Price & Finance Options
The two-wheeler industry in India is not one to be ignored. Here are some startling facts about it. It accounts for 7% of the manufacturing GDP in India. Additionally, it generates 2% of GST revenue. Moreover, there are approximately 190 million two-wheelers existing in the country. Leading and mid-segment two-wheeler manufacturers in India currently make up over 80% of overall automotive production in the country, with their motorcycles and scooters leading the charge in the market.
June 13, 2022
Best Electric Bikes in Chennai
In 2021, India’s sales of electric two-wheelers climbed by 132%. Compared to 2020, 233,971 electric two-wheelers were sold in 2021, up from 100,736. The Best Electric Bikes in Chennai are part of this rapidly growing market, which is anticipated to rise at a CAGR of 43.4% between 2021 and 2027.
June 10, 2022
Know About - Zero Down Payment Bike Loan
Nowadays, owning a vehicle has become a necessity rather than a luxury. With increasing traffic and time constraints, it is not always feasible to rely on public transportation for daily commutes. This is where a two-wheeler comes in handy. It provides convenience, saves time and also cuts down on transportation expenses.
June 9, 2022
Best Mileage Bikes in Chennai
With traffic congestion and commuting challenges on the rise, many people are opting for two-wheelers as a practical mode of transportation, especially in metro cities like Chennai.
June 7, 2022
Best Mileage Bikes in Kerala
Mileage is a metric used to measure the fuel efficiency of vehicles. It is defined as miles covered per liter of fuel. In the Indian context, instead of miles, the distance covered is calculated in Kilometres, so mileage is presented as kmpl (Kilometre per liter). Different vehicles provide varied mileage. It can vary based on multiple factors, including the engine capacity, road conditions, vehicle life, etc. Purchasing a bike for daily commute is ideal for those who want a fuel-efficient vehicle. Depending on the bike’s model, the mileage can vary between 20 kmpl to 80 kmpl. The best mileage bikes in Kerala can help you save a good amount of money on fuel charges. Read on to learn more about the top mileage bikes to buy in Kerala.
June 7, 2022
KTM Bikes Price List in india – Mileage, Colours, Models, Images, and Specifications
KTM, a premier Austrian motorsports brand, famous for its motorcycles and bicycles, is owned by Australian manufacturer Pierer Mobility AG, and Indian manufacturer Bajaj Auto. After rising to fame initially famous for its off-road motorcycles (enduro, supermoto and motocross), KTM forayed into the street motorcycle segment, beginning with the KTM Duke 620.
May 24, 2022
Bike vs Scooter: Which One to Choose?
The transition from bicycles to two-wheelers is a significant milestone for many. A two-wheeler, whether a bike or scooter, offers convenience for urban commuting and longer road trips. However, the question remains: “Bike or scooter—which is better?” The answer depends on your personal preferences, usage, and lifestyle. This comprehensive guide explores the key differences to help you make an informed decision.
May 24, 2022
Electric Scooter vs Petrol Scooter - Which One to Choose?
Reducing carbon footprints has become a top priority for many businesses. The pressing effects of global warming are prompting individuals and corporations alike to reassess their objectives, with sustainability now taking centre stage. Regulatory bodies are intensifying efforts to promote sustainable development, pushing industries to act responsibly. The automotive sector, for instance, is making a significant impact by ramping up production of electric vehicles (EVs) as a viable alternative to traditional petrol scooters. This shift demonstrates the industry's commitment to reducing emissions, with the best EV scooters now offering consumers an eco-friendly option. For many, choosing an electric scooter vs. a petrol scooter is not just a matter of cost but a step towards a more sustainable future.
April 26, 2022
Difference Between A New Car Loan And A Used Car Loan
As the name suggests, both a new car loan and a Used Car Loan are designed to meet specific needs. A new car loan assists you in purchasing a brand-new vehicle, while a Used Car Loan helps you own a pre-owned one. While both options provide financial support for car ownership, they differ in aspects such as loan amount, interest rates, and eligibility criteria, catering to diverse buyer preferences.
April 26, 2022
Are there any benefits of two-wheeler loans for women?
With the rise of financial inclusion, women now have greater access to loans without needing a male guarantor. A Two-Wheeler Loan for women offers a flexible repayment structure, allowing for better financial management while enjoying the convenience of personal transport.
April 26, 2022
What Is The Minimum Credit Score For A Used Car Loan?
A credit score is a key factor in determining loan approval in India. It ranges from 300 to 900, with a higher score indicating better creditworthiness and improving your chances of loan approval. While most lenders prefer a score of 700 or higher, some may offer flexibility to those with lower scores, albeit at higher interest rates. Maintaining a good credit score enhances your
April 26, 2022
Two Wheeler Loan: Things to consider before you apply
Two-wheelers are a convenient mode of transportation, especially in urban and semi-urban areas. They are preferred by almost every age group—college students, working professionals, and middle-aged individuals seeking an easy commute. Nowadays, electric bikes and scooters are emerging as the best two-wheelers in India for fuel efficiency and pollution control. These vehicles are also popular as the best non-gear two-wheelers in India. For those planning to buy a new two-wheeler for ladies, electric vehicles make an ideal choice. When it comes to financing, Muthoot Capital offers Two-Wheeler Loans at competitive interest rates. Here’s a detailed bike-buying guide for anyone searching for ‘how to buy a bike’ in India. This guide highlights key factors to consider before applying for a Two-Wheeler Loan.
March 29, 2022
Getting an Instant Two-Wheeler Loan Online: Complete Guide
Securing an instant two wheeler loan online has never been more convenient and accessible, especially with Muthoot Capital. We offer financing options up to 100% of the on-road price of the scooter or bike you wish to purchase, accompanied by attractive interest rates starting at just 0.99% per annum. Whether you're looking to get an instant two wheeler loan online or explore other financing avenues, Muthoot Capital ensures a seamless experience tailored to your needs.
March 29, 2022
6 Effective Tips to Fund Your Two-Wheeler Purchase
Traffic congestion in Indian cities continues to rise, making two-wheelers a practical solution for daily commuting. Not only do they help you navigate traffic jams more efficiently, but they also save on fuel costs, require less maintenance than cars, and take up minimal parking space.
March 29, 2022
A Comprehensive Guide to Secured Business Loans: Meaning, Benefits, and More
A Business Loan is either secured or unsecured. A secured Business Loan is a type of financing backed by collateral, such as property, land, or equipment, to guarantee repayment. Unlike unsecured loans, which do not require collateral, a secured loan requires the borrower to pledge an asset as security. This arrangement provides reassurance to lenders and benefits borrowers with lower interest rates and more flexible repayment terms. Let’s explore what is a secured loan (meaning and examples), along with a list of secured loans.
March 29, 2022
Complete Guide To Get A Two Wheeler Loan
Every Indian household prefers two-wheelers for daily commuting needs. They are convenient, require less maintenance than cars, and easily navigate through traffic jams. Whether it’s a stylish scooter or a sporty motorcycle, Muthoot Capital’s bike loan can help you own your dream two-wheeler.
February 19, 2022
Complete Guide to Two-Wheeler Loan Online Application
A two-wheeler can be a boon for an individual or a family when it comes to daily commutes. However, not everyone can afford to pay for a two-wheeler upfront. For such consumers, Muthoot Capital offers simple and convenient two wheeler loan online applications. This article sheds light on the ease of procuring a two-wheeler loan online and the streamlined process of obtaining two wheeler loan online approval.
February 18, 2022
How To Secure a Two-wheeler Loan Successfully in India?
With growing traffic in cities, owning a two-wheeler is a smart way to get around quickly and easily. Whether it’s for commuting to work, college, or daily errands, a scooter or bike offers a practical solution. If buying a two-wheeler seems out of your budget, a Two-Wheeler Loan, also called a bike loan, can help. This blog will explore the bike loan procedure and how Muthoot Capital makes it simple and affordable to own your dream two-wheeler.
February 17, 2022
How to Manage Two-wheeler Loan EMI?
With the ever-increasing number of vehicles on the road, heavy traffic is becoming a major concern in most cities. Due to this reason, two-wheelers have picked up momentum in sales and use in the last few years. Two-wheelers are easy to manage, cheaper to maintain, and operate well for daily commute. Hence, India is one of the largest markets for two-wheelers in the world, and finance companies are more than willing to offer a two-wheeler loan on EMI. This blog discusses how to manage two wheeler loan EMI, ensuring you handle your financial commitments effectively when you take a
February 17, 2022
Used Car Loans: All That You Need To Know
Owning a car has become a necessity in today’s fast-paced world, helping save time and money on daily commutes. With the rise in popularity of pre-owned cars in India, Muthoot Capital makes it easier to purchase a second-hand car with their Used Car Loans. These loans offer attractive car finance rates and flexible repayment tenures, making car ownership more affordable and accessible.
January 20, 2022
Used Car Loan Application Process: A Complete Guide 2025
Purchasing a used car is a budget-friendly way to own a four-wheeler without paying a lump sum upfront. If you're considering financing, a Used Car Loan can make the process easier. Muthoot Capital provides up to 100% financing for used cars, with loan amounts ranging from Rs. 50,000 to Rs. 35 Lakh. The interest rates start at just 13% per annum, ensuring affordable repayments. The loan tenure is flexible, ranging from 12 to 60 months, depending on the car's model, condition, and credit history. To make your loan application more manageable, you can use a Used Car Loan Calculator. This tool helps you estimate the loan amount, EMI, and tenure, ensuring a smoother application process. By understanding the loan terms beforehand, you can make informed decisions and secure the best financing option for your used car purchase.
January 20, 2022
Be Careful About Pre-approved Car Loan Myths
Used car loans provide the necessary funding to bring home a pre-owned car. These loans come with affordable interest rates, flexible repayment tenures, and hassle-free procedures. However, despite these advantages,
January 18, 2022
Used Car Loan Application Process A Complete Guide 2024
Purchasing a used car is a pocket-friendly way of owning a four-wheeler without shelling out a lump sum. If you need financing options, you can take a used-car loan to buy a second-hand car of your choice. You can get up to 95% of the finance to buy a used car that might amount to 50,000- 10 lakhs. Applying for a used car loan with Muthoot Capital is easy and quick. Muthoot Capital provides loans for a used cars at the lowest interest rates starting from 8.99% per annum. The repayment tenure is flexible and can be anywhere between 12-60 months. The interest rate depends on the model of the car, its condition, and the credit history of the applicant. However, you must keep in mind the following tips to make the application process more manageable. Continue reading to know why using a used car loan calculator can be beneficial for you in this process.
January 17, 2022
Check Eligibility Criteria for Two-Wheeler Loans
Buying your dream bike can sometimes be a financial challenge, but a
January 14, 2022
How to get a Pre-Approved Loan for Two-Wheeler?
Two-wheelers have become a popular choice for transportation, offering a cost-effective and convenient way to travel, especially in busy metropolitan areas. With low maintenance costs and the ability to cover long distances quickly, they are ideal for people of all age groups.
January 7, 2022
Looking for a Valuable Loan for a Used Car? Here are the Points to Remember
Buying a car is no longer just a luxury but a necessity. With the growing inconvenience and a high cost of hiring cabs, owning a car has become a practical solution for many families. However, the high prices of new cars make them unaffordable for most. This is where used cars stand as an excellent alternative. With a used car, you can own a vehicle that’s as good as new but at a fraction of the cost, making it a popular choice for many buyers. The used car market has seen significant growth, with sales last year being 1.5 times higher than the new car segment. As a result, used Car Loans have become a popular financing option, offering buyers attractive interest rates and customised loan schemes. If you're looking to buy a used car, second hand Car Loans are an excellent way to finance your purchase without straining your budget.
January 3, 2022
Easy Steps to Calculate Your Two-Wheeler Loan EMI
A two-wheeler saves time by efficiently breaking out of the traffic, hence, they are always in demand. Muthoot Capital proposes bike loans with the lowest interest rates and flexible repayment of up to 48 months. However, you must calculate the EMI using a two-wheeler loan EMI calculator before applying for a loan to plan out the expenses. If you're wondering how to calculate bike EMI, using the right tool is crucial to ensure accurate planning. So, before starting with the steps involved in using the Muthoot Capital bike loan EMI calculator, let’s first understand the tool in detail.
December 30, 2021
What Are the Factors That Determine Two-Wheeler Loan Interest Rate?
Two-wheeler loans, also known as bike loans, are the most preferred option to own a bike without putting a strain on your finances or savings. Bike loan schemes with zero down payment have made it easier to purchase a bike without paying anything upfront. Additionally, bike loans offer flexibility with quick repayments and affordable EMI options. If you're searching for the lowest bike loan interest rate, researching reliable lenders like Muthoot Capital is crucial to securing the best deal. You can even get a Two-Wheeler Loan for a low CIBIL score. The
December 29, 2021
What are the Benefits of Applying Bike Loan with Muthoot Capital?
A bike is helps you flee from the long traffic jams and gives him the ultimate traveling experience. Unlike other vehicles, bikes have been the most adequate transportation option.
December 20, 2021
Applying for a two-wheeler loan? Here's what to look out for!
Tired of public transportation and looking for a more convenient way to commute? Owning a two-wheeler is the perfect solution. With no more worries about parking or steering through heavy traffic, getting your bike has never been easier. Thanks to Two-Wheeler Loan offers from