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  1. Home
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  3. Our Blogs

Stay Informed with Our Latest Blogs

Discover expert insights, industry trends, and practical tips in our regularly updated blog section.

Our Blogs

Get new approaches and expert insight through our blog, which covers various subjects, industry progress, and strategic tips. Stay updated by searching for materials that help you keep forward and make an alternative to be informed with confidence.

Used Car Loan Application Process A Complete Guide 2024
January 18, 2022

Used Car Loan Application Process A Complete Guide 2024

Purchasing a used car is a pocket-friendly way of owning a four-wheeler without shelling out a lump sum. If you need financing options, you can take a used-car loan to buy a second-hand car of your choice. You can get up to 95% of the finance to buy a used car that might amount to 50,000- 10 lakhs. Applying for a used car loan with Muthoot Capital is easy and quick. Muthoot Capital provides loans for a used cars at the lowest interest rates starting from 8.99% per annum. The repayment tenure is flexible and can be anywhere between 12-60 months. The interest rate depends on the model of the car, its condition, and the credit history of the applicant. However, you must keep in mind the following tips to make the application process more manageable. Continue reading to know why using a used car loan calculator can be beneficial for you in this process.

Check Eligibility Criteria for Two-Wheeler Loans
January 17, 2022

Check Eligibility Criteria for Two-Wheeler Loans

Buying your dream bike can sometimes be a financial challenge, but a

How to get a Pre-Approved Loan for Two-Wheeler?
January 14, 2022

How to get a Pre-Approved Loan for Two-Wheeler?

Two-wheelers have become a popular choice for transportation, offering a cost-effective and convenient way to travel, especially in busy metropolitan areas. With low maintenance costs and the ability to cover long distances quickly, they are ideal for people of all age groups. 

Looking for a Valuable Loan for a Used Car? Here are the Points to Remember
January 7, 2022

Looking for a Valuable Loan for a Used Car? Here are the Points to Remember

Buying a car is no longer just a luxury but a necessity. With the growing inconvenience and a high cost of hiring cabs, owning a car has become a practical solution for many families. However, the high prices of new cars make them unaffordable for most. This is where used cars stand as an excellent alternative. With a used car, you can own a vehicle that’s as good as new but at a fraction of the cost, making it a popular choice for many buyers. The used car market has seen significant growth, with sales last year being 1.5 times higher than the new car segment. As a result, used Car Loans have become a popular financing option, offering buyers attractive interest rates and customised loan schemes. If you're looking to buy a used car, second hand Car Loans are an excellent way to finance your purchase without straining your budget.

Easy Steps to Calculate Your Two-Wheeler Loan EMI
January 3, 2022

Easy Steps to Calculate Your Two-Wheeler Loan EMI

A two-wheeler saves time by efficiently breaking out of the traffic, hence, they are always in demand. Muthoot Capital proposes bike loans with the lowest interest rates and flexible repayment of up to 48 months. However, you must calculate the EMI using a two-wheeler loan EMI calculator before applying for a loan to plan out the expenses. If you're wondering how to calculate bike EMI, using the right tool is crucial to ensure accurate planning. So, before starting with the steps involved in using the Muthoot Capital bike loan EMI calculator, let’s first understand the tool in detail.

What Are the Factors That Determine Two-Wheeler Loan Interest Rate?
December 30, 2021

What Are the Factors That Determine Two-Wheeler Loan Interest Rate?

Two-wheeler loans, also known as bike loans, are the most preferred option to own a bike without putting a strain on your finances or savings. Bike loan schemes with zero down payment have made it easier to purchase a bike without paying anything upfront. Additionally, bike loans offer flexibility with quick repayments and affordable EMI options. If you're searching for the lowest bike loan interest rate, researching reliable lenders like Muthoot Capital is crucial to securing the best deal. You can even get a Two-Wheeler Loan for a low CIBIL score. The

What are the Benefits of Applying Bike Loan with Muthoot Capital?
December 29, 2021

What are the Benefits of Applying Bike Loan with Muthoot Capital?

A bike is helps you flee from the long traffic jams and gives him the ultimate traveling experience. Unlike other vehicles, bikes have been the most adequate transportation option.

How To Buy A Bike On EMI : Know Factors, Benefits & Instalment Options
December 20, 2021

How To Buy A Bike On EMI : Know Factors, Benefits & Instalment Options

The festive season is here, and you would like to indulge in some self-pampering or buy gifts for your loved ones? The latest and amazing bike can be a perfect gift! So, how do you fit this purchase within your budget? You want a new bike, but your bank refuses to give you a loan. Or maybe you just don't have a bank account. Maybe you're a student and you aren't allowed to have a loan. And then, one day, someone told me about EMI or Equated Monthly Instalments. You know what EMI is, right? It's when you buy something expensive on credit and pay for it in small monthly installments spread across several years. So if it's an electronic item with a warranty of three years, the company will let you buy it in three-year installments. Two wheelers are now available to buy on EMI at many online and offline stores. When you buy two wheeler on EMI, it allows you to pledge a convenient amount monthly/weekly/daily without overwhelming your budget.

Applying for a two-wheeler loan? Here's what to look out for!
December 20, 2021

Applying for a two-wheeler loan? Here's what to look out for!

Tired of public transportation and looking for a more convenient way to commute? Owning a two-wheeler is the perfect solution. With no more worries about parking or steering through heavy traffic, getting your bike has never been easier. Thanks to Two-Wheeler Loan offers from Muthoot Capital, you can now apply through our website and get Two-Wheeler Loan approval online.

How To Get Vehicle Loan To Buy Used Car for Social Distancing?
July 21, 2021

How To Get Vehicle Loan To Buy Used Car for Social Distancing?

The year 2020 will long be remembered as the year of the COVID-19 pandemic. It is already been referred to as the year of the Great Lockdown. In March and April of the year, many countries across the world imposed strict lockdown, bringing life, as we know it, to a halt. People were hopeful of beating the coronavirus but as the year ends, many countries are experiencing the third phase of the outbreak. People are scared to step out for fear of getting infected, and many people who earlier took the train, cabs, bus or auto, are fearful of public transport. Social distancing in a bus or an auto, especially in crowded cities and towns in India, is almost impossible. Even with the vaccine in sight, the reality is that it will take several months for everything to return to normalcy. The trend is to own a vehicle. Owning a vehicle, either a car or bike is neither difficult nor extremely expensive, contrary to what many people believe.

Bring Home Your Dream Bike with Muthoot Capital Two-Wheeler Loan
December 28, 2020

Bring Home Your Dream Bike with Muthoot Capital Two-Wheeler Loan

Have you always dreamt of owning a two-wheeler but your current financial status doesn’t approve of the purchase? Well, you can easily get a bike loan sanctioned at Muthoot Capital and get your dream bike or scooter. Gone are the days when you had to wait for days to get your loan approved. Today, salaried and non-salaried professionals can leverage motor bike loans and get approval almost instantly. Avail easy Two Wheeler Loan at the lowest Two Wheeler Loan interest rate and minimal processing charges now!

Thinking of Buying a Bike during COVID times? What You Need to Know About the paperwork on loans and insurance covers
October 26, 2020

Thinking of Buying a Bike during COVID times? What You Need to Know About the paperwork on loans and insurance covers

With social distancing and pandemic woes, one cannot think of traveling by any public mode. Even when car rental companies are promoting how they keep the vehicles safe, there is a constant worry about whether the cab was disinfected properly, was the previous passenger healthy, etc. Further, there is no way of checking if someone is an asymptomatic carrier.

Easy Ways To Apply For A Used Car Loan
July 22, 2020

Easy Ways To Apply For A Used Car Loan

In 2018-2019, Indians bought 3.6 million new cars, while the number of used cars bought was around 4 million. Taking a second-hand car loan can help you purchase your dream vehicle with ease. You may call it a Loan for a used car too that gives you the right to buy a pre-owned vehicle you want by paying small affordable installments each month. We, at Muthoot Capital Services Ltd, offer used car loans for up to 100% of its Insurance Declared Value.

6 Benefits of Two Wheeler Loans Which Make Your Life Easy
July 22, 2020

6 Benefits of Two Wheeler Loans Which Make Your Life Easy

Two-wheelers, such as scooters and bikes, have become an integral part of our daily lives. They offer us the convenience of getting from one place to another, even in the busiest of towns. Whether it's commuting to work, running errands, or exploring new destinations, a two-wheeler makes travel simpler and more efficient. India, being the largest market for two-wheelers in the world, with over 2 million units sold in FY 2019, showcases just how essential these vehicles have become for the population.

A Complete Guide to Choosing the Best Two Wheeler Loan
April 11, 2020

A Complete Guide to Choosing the Best Two Wheeler Loan

When you think of a two wheeler, it is most likely that you are thinking of scooters, bikes, and mopeds. A newly purchased two wheeler can last for more than 1 lakh kilometers and choosing a right two wheeler would give you the freedom to weave your way through the crowded roads to work, travel to a picnic spot with friends, or give in to the wanderlust for a journey uphill without any worries.

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We are one of India's Most Progressive Automobile Finance Companies. With an aspiration to empower Indians human ambition, we offer fund and non-fund based financial services to retail, corporate and institutional customers through the wide network of branches of Muthoot Fincorp Ltd, group's flagship Company.

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