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  • Home
  • About Us

    "A Tradition of Trust in Driving Your Dreams Forward"

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      About Company

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    “Success is the Sum of Small Efforts Repeated Daily”

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      Two Wheeler Loan

      With upto 95% financing offers

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      Car Loan

      Own your dream car

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      Fixed Deposit

      Your partners in growth

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      Loyalty Loan

      Pre - approved loan

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      Own your dream vehicle

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We are one of India's Most Progressive Automobile Finance Companies. With an aspiration to empower Indians human ambition, we offer fund and non-fund based financial services to retail, corporate and institutional customers through the wide network of branches of Muthoot Fincorp Ltd, group's flagship Company.

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Quick Links

  • News
  • Contact
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  • FD Interest Rates

Products

  • Two Wheeler Loan
  • Car Loan
  • Fixed Deposits
  • Commercial Vehicle
  • Loyalty Loans

About

  • About Muthoot Capital
  • Promoters
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  • Muthoot Pappachan Group Companies

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Copyright © 2025 Muthoot Capital Services Limited. Powered bycompany

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  • Muthoot Capital Services Ltd. 3rd Floor, Muthoot Towers M.G. Road, Kochi - 682035 Kerala, India
  • CIN: L67120KL1994PLC007726
  • GST Number: 32AADCM1805H1ZZ

Contact

  • Email us :secretarial [at] muthootcap [dot] com
  • Call us : 4847119400 | 4846613450
  1. Home
  3. Products
  5. Loyalty Loan

Your Trust Our Rewards Exclusive loans just for you

  • Enjoy reduced rates as a valued customer.
  • Loan amounts range between ₹45,000 and ₹75,000.
  • Tenure up to 24 months
  • Get enhanced loan eligibility with ease.
  • Faster processing for our loyal customers.
  • Minimal documentation and quick disbursal.

Enquire Now

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I authorize Muthoot Capital & other Muthoot Pappachan Group companies (including its Agents/representatives) to call/communicate with me on their product offerings/promotions through Telephone/Mobile/SMS/email ID/WhatsApp.

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Loyalty Loan – Exclusive Benefits for Valued Customers

Owning a two-wheeler can not only transform your daily commute but can get you additional benefits. With Muthoot Capital’s Loyalty Loan, we go the extra mile for our valued customers by offering exclusive benefits that reward your continued trust.

Enjoy low interest rates, affordable EMIs and higher loan amounts tailored to your financial needs. Get the priority approval you deserve, backed by a hassle-free process with minimal documentation and instant KYC verification.

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Digital Lending

Loan Parameters
Details
Loyalty Loans Ranging FromINR 45,000 to INR 75,000
Rate of Interest 18% - 28% per annum (reducing balance interest rate)
Tenure12 to 24 Months
Documents RequiredKYC documents & Bank Statements with IFSC code and A/c No
Processing Fee700+GST
Documentation Charges 1500 + GST
Other Charges Pre Closure charges, insurance charges etc.

Apply through our seamless digital platform for quick disbursal—no delays, no unnecessary steps. Best of all, our zero collateral requirement makes it easier than ever to get the loan you need. As a loyal customer, you’ve earned more than just convenience—you’ve earned premium treatment. Apply now and experience the first-class benefits of the Muthoot Loyalty Loan!

Grievance Redressal Mechanism

  • Customers who wish to provide feedback or send in their complaint may use the following channels between 09:00 am and 6:00 pm, on Monday to Saturday (except on national holidays).
  • Internal Machinery to handle the customer complaints.

Call (Toll free)

1800 102 1616

Email

Care@muthootcap.com

Write to us

Muthoot Capital Services Limited, 3rd Floor, Muthoot Towers, MG Road, Kochi - 682 035

Digital Platform

Our Digital Platforms empowers financial institutions to deliver end-to-end loan services seamlessly through a fully digital experience

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Muthoot FinCorp ONE
Muthoot Fincorp Limited
Muthoot Fincorp Limited

Loyalty Loan

Instant Approval*

Unlock Exclusive Benefits with Muthoot Loyalty Loan. Lower Rates and Faster Approvals!

Exclusive Benefits for Valued Customers
Existing Customers
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Flexible Tenure
Upto

24 Months

Use our EMI calculator to know your monthly installment

Use our EMI calculator to know your monthly installment. Select the loan amount, the applicable rate of interest, and tenure. In an instant, you will get the details of the installment, and the total amount payable. It is a free tool which is easy to use and is designed to help you make informed decisions.

Required loan amount
min ₹10,000
max ₹0.45 Lac
Interest rate
min 10%
max 32%
Tenure up to
1 month
24 months
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Loan Amount
₹ 10,000
Interest Payable
₹ 83

Monthly EMI

₹ 10,083
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Key Benefits & Features of Loyalty Loan

Pre-approved loans

Get quick approvals with pre-approved loans

Loyalty Loan

We provide loyalty loans to specific models under specific schemes*

Special Interest Rates

We offer attractive interest rates on loyalty Loans

Quick approvals

Get quick approvals with minimum paperwork

Who can apply for a Loyalty Loan at Muthoot Capital?

Getting a Loyalty loan is simple and straightforward. Here are the basic eligibility criteria you need to meet:

1

Existing Customers with excellent repayment history
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2

Age between 18 - 65 (at the time of application)
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Documents Required for Loyalty Loan

Applying for a Loyalty loan? Ensure you have the following documents ready

Valid Identity Proof

Aadhaar Card, Passport, Voter ID or Driving License

Valid Address Proof

Aadhaar Card, Passport, Voter ID or Driving License

Loyalty Loan Interest Rate Charges & Processing Fees

  • Please click the link below to view charges.

    Schedule of Charges