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  • Home
  • About Us

    "A Tradition of Trust in Driving Your Dreams Forward"

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      About Company

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    “Success is the Sum of Small Efforts Repeated Daily”

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      Two Wheeler Loan

      With upto 95% financing offers

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      Car Loan

      Own your dream car

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      Fixed Deposit

      Your partners in growth

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      Pre - approved loan

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      Own your dream vehicle

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We are one of India's Most Progressive Automobile Finance Companies. With an aspiration to empower Indians human ambition, we offer fund and non-fund based financial services to retail, corporate and institutional customers through the wide network of branches of Muthoot Fincorp Ltd, group's flagship Company.

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Quick Links

  • News
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Products

  • Two Wheeler Loan
  • Car Loan
  • Fixed Deposits
  • Commercial Vehicle
  • Loyalty Loans

About

  • About Muthoot Capital
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  • Muthoot Pappachan Group Companies

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Copyright © 2025 Muthoot Capital Services Limited. Powered bycompany

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  • Muthoot Capital Services Ltd. 3rd Floor, Muthoot Towers M.G. Road, Kochi - 682035 Kerala, India
  • CIN: L67120KL1994PLC007726
  • GST Number: 32AADCM1805H1ZZ

Contact

  • Email us :secretarial [at] muthootcap [dot] com
  • Call us : 4847119400 | 4846613450
  1. Home
  3. Products
  5. Car Loan

Smart Choices Deserve Smart Loan - Get yours's today

  • Attractive Rate Of Interest
  • Instant Approval
  • Loan amounts up to 50 lakhs
  • Tenure up to 7 years 

Enquire Now

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I authorize Muthoot Capital & other Muthoot Pappachan Group companies (including its Agents/representatives) to call/communicate with me on their product offerings/promotions through Telephone/Mobile/SMS/email ID/WhatsApp.

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Your Path to Car Ownership Starts Here!

Why wait to drive your dream car when you can own it today? With Muthoot Capital’s seamless car loan solution, you can secure up to ₹50 lakh with flexible repayment options of up to 7 years. Our competitively low interest rates and no-collateral policy make us stand out. Plus, with minimal documentation and instant KYC, the entire application is fully digital—so your loan can be approved in no time. Get behind the wheel of your dream car with ease and confidence!

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Products Offered in Car Loan

New Car Loan

Helps individuals purchase a brand-new vehicle.

Used Car Loan

Allows individuals to purchase a pre-owned vehicle.

Balance Transfer

Transferring the outstanding loan amount from one lender to another.

Top Up Loan for Existing Customers

Additional loan amount provided by a lender over and above an existing loan.

Refinance

A loan against a car where your vehicle serve as a collateral.

Car Loans

Let us cherish and nurture that trust and ensure that every person who deals with us deals with the confidence that he will not be misguided

Salaried Professionals, Government Employees, Self employed, NRI's & Pensioners
100% Funding*
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Flexible Tenure
Upto

84 Months

Use our Car Loan EMI calculator to know your monthly installment

Use our EMI calculator to know your monthly installment. Select the loan amount, the applicable rate of interest, and tenure. In an instant, you will get the details of the installment, and the total amount payable. It is a free tool which is easy to use and is designed to help you make informed decisions.

Required loan amount
min ₹10,000
max ₹100 Lac
Interest rate
min 10%
max 32%
Tenure up to
1 month
60 months
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Loan Amount
₹ 10,000
Interest Payable
₹ 83

Monthly EMI

₹ 10,083
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Key Benefits & Features of Car Loan

Flexible Repayment

Flexible repayment options, ranging from 12 to 84 months

Special schemes

Special schemes to suit your needs

Attractive interest

We offer attractive interest rates on Car Loans

Quick approval

Get quick approvals with minimum paperwork

Easy documentation

Easy and simple documentation

Hassle free loans

Quick and convenient processing

Who can apply for a Car Loan at Muthoot Capital?

Getting a car loan is simple and straightforward. Here are the basic eligibility criteria you need to meet:

01

Salaried, Self-employed persons, NRI's and Pensioners.
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02

Age between 21 (at the time of application) and 70 (at the end of the loan tenure)
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03

Minimum net income of Rs.1,80,000/- p.a. for salaried profile & Pensioners and Rs. 2,50,000/- p.a. for self-employed profile
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Documents Required for Car Loan

Applying for a Car loan? Ensure you have the following documents ready

Valid Identity Proof

Aadhaar Card, Passport, Voter ID or Driving License

Valid Address Proof

Aadhaar Card, Passport, Voter ID or Driving License

Income Proof

Salary Slips, Bank Statements, ITR, GST Returns or Form 16

Asset Proof

Property Documents, Electricity Bill, Property Tax receipt, Building Tax or Water Bill

Car Loan Interest Rate Charges & Processing Fees

  • Please click the link below to view charges.

    Schedule of Charges

Frequently Asked Questions

Get all your questions answered about Muthoot Car Loan!

Our Client Testimonials

At Muthoot Capital, we believe in giving back to the community. Through impactful initiatives in education, healthcare, and sustainability, we strive to create meaningful change and empower lives across India.

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My name is Deepa S. I have been running a vegetable shop for over 7 years. Unfortunately, due to an unexpected financial crisis, I had to shut down my business temporarily. It was a difficult time, bu... Read more

Deepa S

Deepa S

Region : Kerala