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    "A Tradition of Trust in Driving Your Dreams Forward"

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      Two Wheeler Loan

      With upto 95% financing offers

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      Your partners in growth

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We are one of India's Most Progressive Automobile Finance Companies. With an aspiration to empower Indians human ambition, we offer fund and non-fund based financial services to retail, corporate and institutional customers through the wide network of branches of Muthoot Fincorp Ltd, group's flagship Company.

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Quick Links

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  • FD Interest Rates

Products

  • Two Wheeler Loan
  • Car Loan
  • Fixed Deposits
  • Commercial Vehicle
  • Loyalty Loans

About

  • About Muthoot Capital
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  • Muthoot Pappachan Group Companies

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Copyright © 2025 Muthoot Capital Services Limited. Powered bycompany

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  • Muthoot Capital Services Ltd. 3rd Floor, Muthoot Towers M.G. Road, Kochi - 682035 Kerala, India
  • CIN: L67120KL1994PLC007726
  • GST Number: 32AADCM1805H1ZZ

Contact

  • Email us :secretarial [at] muthootcap [dot] com
  • Call us : 4847119400 | 4846613450
  1. Home
  2. Products
  3. Fixed Deposit

Lock- in your Savings with us and Unlock high returns

  • Earn up to 9.35%* p.a.
  • Deposit periods that fit your financial aims.
  • Hassle-Free FD Account Opening
  • Your deposits earn guaranteed returns.
  • Deposits are  only accepted in the state of Kerala.

Enquire Now

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I authorize Muthoot Capital & other Muthoot Pappachan Group companies (including its Agents/representatives) to call/communicate with me on their product offerings/promotions through Telephone/Mobile/SMS/email ID/WhatsApp.

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Trust and Growth Through Fixed Deposits

Grow your savings with Muthoot Fixed Deposits! We offer short-term and long-term deposit plans, according to your preference. Our schemes include monthly interest plans, annual interest plans, and maturity plans, offering Interest rate as high as 9.35%*. Senior citizens shall be eligible for additional interest of 0.25% on the rate of interest

* Applicable interest rate for senior citizens for 36 Months (Annual scheme)

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Fixed Deposit Interest Rates

Scheme A - Non-Cumulative Deposits
Monthly Interest Plan
(Minimum Amount - ₹ 1000)
PeriodRate of Interest (% p.a)
12 Months7.65
24 Months8.00
36 Months8.50
48 Months8.60
60 Months8.50

*Additional 0.25%interest is applicable for Senior citizens.Non-Resident Senior Citizen will not be eligible for 0.25% additional interest. Rate of interest for Deposits above Rs.3 Crores per deposit may vary from the published card rate, but within the cap on Rate of Interest specified by the Reserve Bank of India (RBI). Depositors are advised to verify the prevailing rates for such deposits, prior to making any investments.

Important Documents to Download

Public Deposit Advertisement

Download details of Muthoot Capital’s deposit schemes, including tenure, rates, and conditions.

Scheme

Download a detailed summary of Muthoot Capital’s deposit schemes, covering features, tenure, interest rates & eligibility.

Application Form

Download the official form to apply for Muthoot Capital fixed deposits, including required fields, documentation.

Unclaimed Matured Deposits

Download the list of unclaimed deposits and contact us to start the claim process.

Fixed Deposit @

9.35%*

Let us uphold and strengthen that trust, ensuring that everyone who engages with us does so with the confidence that they will always be guided with honesty and integrity."

Guaranteed Returns
High Returns
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Flexible Tenure
Upto

60 Months

Plan Smarter with Our FD calculator

Estimate the maturity amount and interest earned based on your deposit amount, tenure, and deposit type. A simple tool to plan your investments wisely.

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Monthly Interest
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Total Interest
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Maturity Value
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Key Benefits & Features of Fixed Deposit

Attractive interest

We offer attractive interest rates as high as 9.35%*

Easy documentation

Easy and simple documentation

Saving Habits

Encourages the habit of savings

Guaranteed returns

We ensure Guaranteed returns

Documents Required For Fixed Deposit

To have your process run smoothly, here are the documents you should have ready

Valid Identity Proof

Aadhaar Card, Passport, Voter ID or Driving License

PAN CARD

Mandatory

Valid Address Proof

Aadhaar Card, Passport, Voter ID or Driving License

FAQ

A Comprehensive Guide to Fixed Deposits: Everything You Need to Know Before Investing