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We are one of India's Most Progressive Automobile Finance Companies. With an aspiration to empower Indians human ambition, we offer fund and non-fund based financial services to retail, corporate and institutional customers through the wide network of branches of Muthoot Fincorp Ltd, group's flagship Company.

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  • Muthoot Capital Services Ltd. 3rd Floor, Muthoot Towers M.G. Road, Kochi - 682035 Kerala, India
  • CIN: L67120KL1994PLC007726
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  • Email us :secretarial [at] muthootcap [dot] com
  • Call us : 4847119400 | 4846613450
  1. Home
  3. Products
  5. Used Car Loan in Kerala

Used Car Loan in Kerala

  • Attractive Rate Of Interest
  • Instant Approval
  • Loan amounts up to 50 lakhs
  • Tenure up to 7 years 

Enquire Now

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I authorize Muthoot Capital & other Muthoot Pappachan Group companies (including its Agents/representatives) to call/communicate with me on their product offerings/promotions through Telephone/Mobile/SMS/email ID/WhatsApp.

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Used Car Loan in Kerala by Muthoot Capital

You can get a used car loan in Kerala without any worry from Muthoot Capital Services Ltd. New cars can prove expensive if you are on a budget, but if it is your dream then you can go for a used car. There are many used car finance schemes in Kerala by our finance company to make your dream fulfilled. Used car is a smart and value-for-money buy. The car loans are offered for a wide variety of cars ranging from hatchbacks to SUV’s to prime sedans.

Loans are extended to up to 100% of the value of the vehicle on road price and that makes repayment easy and well within budget. It is a hassle free process that gets you to your dream car.

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Products Offered

in Car Loan

New Car Loan

Helps individuals purchase a brand-new vehicle.

Used Car Loan

Allows individuals to purchase a pre-owned vehicle.

Balance Transfer

Transferring the outstanding loan amount from one lender to another.

Top Up Loan for Existing Customers

Additional loan amount provided by a lender over and above an existing loan.

Refinance

A loan against a car where your vehicle serve as a collateral.

Car Loans

Let us cherish and nurture that trust and ensure that every person who deals with us deals with the confidence that he will not be misguided

Salaried Professionals, Government Employees, Self employed, NRI's & Pensioners
100% Funding*
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Flexible Tenure
Upto

84 Months

Use our Car Loan EMI calculator to know your monthly installment

Use our EMI calculator to know your monthly installment. Select the loan amount, the applicable rate of interest, and tenure. In an instant, you will get the details of the installment, and the total amount payable. It is a free tool which is easy to use and is designed to help you make informed decisions.

Required loan amount
min ₹10,000
max ₹20 Lac
Interest rate
min 10%
max 32%
Tenure up to
1 month
84 months
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Loan Amount
₹ 10,000
Interest Payable
₹ 83

Monthly EMI

₹ 10,083
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Key Benefits & Features of Car Loan

Flexible Repayment

Flexible repayment options, ranging from 12 to 84 months

Special schemes

Special schemes to suit your needs

Attractive interest

We offer attractive interest rates on Car Loans

Quick approval

Get quick approvals with minimum paperwork

Easy documentation

Easy and simple documentation

Hassle free loans

Quick and convenient processing

Who can apply for a Car Loan at Muthoot Capital?

Getting a car loan is simple and straightforward. Here are the basic eligibility criteria you need to meet:

01

Salaried, Self-employed persons, NRI's and Pensioners.
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02

Age between 21 (at the time of application) and 70 (at the end of the loan tenure)
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03

Minimum net income of Rs.1,80,000/- p.a. for salaried profile & Pensioners and Rs. 2,50,000/- p.a. for self-employed profile
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Documents Required for Car Loan

Applying for a Car loan? Ensure you have the following documents ready

Valid Identity Proof

Aadhaar Card, Passport, Voter ID or Driving License

Valid Address Proof

Aadhaar Card, Passport, Voter ID or Driving License

Income Proof

Salary Slips, Bank Statements, ITR, GST Returns or Form 16

Asset Proof

Property Documents, Electricity Bill, Property Tax receipt, Building Tax or Water Bill

Car Loan Interest Rate Charges & Processing Fees

  • Please click the link below to view charges.

    Schedule of Charges

How to Apply for Used Car Loan in Kerala?

 

Getting a used car loan in Kerala is not difficult. You can apply for a used car loan online – by clicking Apply Now at the homepage and a customer care representative will get in touch to take the conversation forward. You can even walk into any of our Muthoot Fincorp branches across Kerala. Or you can call us at 1800 102 1616. The dream of owning a pre-used car can become a reality in the shortest time possible. Once you check our site for the eligibility criteria, use the EMI calculator to find a comfortable EMI option. Click on ‘Apply Online” button or ask for a callback. The drop-down information sheet will collect your contact details.

 

Our representative will connect with you to guide you through the process. Once the application form is filled, our team will help process the documents and help you get your used car loan in no time at all. Your journey to being a car owner is waiting to come true.

Frequently Asked Questions

Get all your questions answered about Muthoot Car Loan!