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You can get a used car loan in Kerala without any worry from Muthoot Capital Services Ltd. New cars can prove expensive if you are on a budget, but if it is your dream then you can go for a used car. There are many used car finance schemes in Kerala by our finance company to make your dream fulfilled. Used car is a smart and value-for-money buy. The car loans are offered for a wide variety of cars ranging from hatchbacks to SUV’s to prime sedans.
Loans are extended to up to 100% of the value of the vehicle on road price and that makes repayment easy and well within budget. It is a hassle free process that gets you to your dream car.
Helps individuals purchase a brand-new vehicle.
Allows individuals to purchase a pre-owned vehicle.
Transferring the outstanding loan amount from one lender to another.
Additional loan amount provided by a lender over and above an existing loan.
A loan against a car where your vehicle serve as a collateral.
Let us cherish and nurture that trust and ensure that every person who deals with us deals with the confidence that he will not be misguided
Use our EMI calculator to know your monthly installment. Select the loan amount, the applicable rate of interest, and tenure. In an instant, you will get the details of the installment, and the total amount payable. It is a free tool which is easy to use and is designed to help you make informed decisions.
Flexible repayment options, ranging from 12 to 84 months
Special schemes to suit your needs
We offer attractive interest rates on Car Loans
Get quick approvals with minimum paperwork
Easy and simple documentation
Quick and convenient processing
Getting a car loan is simple and straightforward. Here are the basic eligibility criteria you need to meet:
Applying for a Car loan? Ensure you have the following documents ready
Aadhaar Card, Passport, Voter ID or Driving License
Aadhaar Card, Passport, Voter ID or Driving License
Salary Slips, Bank Statements, ITR, GST Returns or Form 16
Property Documents, Electricity Bill, Property Tax receipt, Building Tax or Water Bill
Please click the link below to view charges.
Getting a used car loan in Kerala is not difficult. You can apply for a used car loan online – by clicking Apply Now at the homepage and a customer care representative will get in touch to take the conversation forward. You can even walk into any of our Muthoot Fincorp branches across Kerala. Or you can call us at 1800 102 1616. The dream of owning a pre-used car can become a reality in the shortest time possible. Once you check our site for the eligibility criteria, use the used car loan EMI calculator to find a comfortable EMI option. Click on ‘Apply Online” button or ask for a callback. The drop-down information sheet will collect your contact details.
Our representative will connect with you to guide you through the process. Once the application form is filled, our team will help process the documents and help you get your used car loan in no time at all. Your journey to being a car owner is waiting to come true.
Get all your questions answered about Muthoot Car Loan!
There are many compelling reasons to opt for a car loan—and the best one is the ease of owning your dream vehicle through affordable monthly installments. Whether you're buying a new or used car, financing makes it simple and stress-free. You get up to 100% of the value of the car in some schemes. A smaller down payment can allow you to reserve your available cash for emergencies. The tenure is flexible, and you can repay the car loan in 12-84 months. Interest rates are extremely competitive. The eligibility criteria are simple, and most people can avail of loans for used cars. The loan is hassle free and guarantees quick approval and disbursement. The application process is easy, you can even apply online. The documentation is simple. You can take loans ranging from Rs 50,000 to Rs 50 lakhs. You can pre-pay the loan at a nominal charge.
Getting a car loan is easy. Here is the step-by-step process to apply online: Click Apply Now Fill in your details You will get an OTP on your phone Fill in the OTP Choose your location Choose the car model you want Give us your basic details such as date of birth and gender. Click submit Our customer care representative will be in touch as soon as its possible Alternatively, contact our customer care representative directly for a loan for a car by: Calling 1800 102 1616 Walking to the nearest Muthoot Fincorp Branch Contacting the Muthoot Capital representative stationed at your dealer.
Yes, it is possible to pre-pay your loan for car. If you have got a bonus or a windfall payment you can close the loan at any time. You pay nominal pre-payment charges to pre-pay the amount taken as your car finance.
You can use our Muthoot Fincorp one app, NACH, UPI, Net Banking and Debit card as comfortable. Instalments can be paid as cash through Muthoot Fincorp Branches also. https://branches.muthootfincorp.com/
Taking finance or paying cash for a car should depend on your budget and requirement. A loan for a car is considered a better option as it does not burden your finances and allows you to pay off the cost of the vehicle in easy monthly installments over a certain tenure. If you have a good credit score, you can get a lower interest rate on the second-hand car loan, making the finance option better.