Grow your savings with Muthoot Fixed Deposits! We offer short-term and long-term deposit plans, according to your preference. Our schemes include monthly interest plans, annual interest plans, and maturity plans, offering Interest rate as high as 9.35%*. Senior citizens shall be eligible for additional interest of 0.25% on the rate of interest
* Applicable interest rate for senior citizens for 36 Months (Annual scheme)
| Scheme A - Non-Cumulative Deposits |
|---|
| Monthly Interest Plan |
|---|
| (Minimum Amount - ₹ 1000) |
|---|
| Period | Rate of Interest (% p.a) |
| 12 Months | 7.65 |
| 24 Months | 8.00 |
| 36 Months | 8.50 |
| 48 Months | 8.60 |
| 60 Months | 8.50 |
*Additional 0.25%interest is applicable for Senior citizens.Non-Resident Senior Citizen will not be eligible for 0.25% additional interest. Rate of interest for Deposits above Rs.3 Crores per deposit may vary from the published card rate, but within the cap on Rate of Interest specified by the Reserve Bank of India (RBI). Depositors are advised to verify the prevailing rates for such deposits, prior to making any investments.
Download details of Muthoot Capital’s deposit schemes, including tenure, rates, and conditions.
Download a detailed summary of Muthoot Capital’s deposit schemes, covering features, tenure, interest rates & eligibility.
Download the official form to apply for Muthoot Capital fixed deposits, including required fields, documentation etc as applicable for Individuals.
Download the official form to apply for Muthoot Capital Fixed Deposits, including required fields, documentation etc as applicable to various entities.
Download the list of unclaimed deposits and contact us to start the claim process.
Let us uphold and strengthen that trust, ensuring that everyone who engages with us does so with the confidence that they will always be guided with honesty and integrity."
Estimate the maturity amount and interest earned based on your deposit amount, tenure, and deposit type. A simple tool to plan your investments wisely.
We offer attractive interest rates as high as 9.35%*
Easy and simple documentation
Encourages the habit of savings
We ensure Guaranteed returns
To have your process run smoothly, here are the documents you should have ready
Aadhaar Card, Passport, Voter ID or Driving License
Mandatory
Aadhaar Card, Passport, Voter ID or Driving License
A Comprehensive Guide to Fixed Deposits: Everything You Need to Know Before Investing
Fixed Deposits is a type of investment in which an individual invests a lump sum amount for a fixed period at a predetermined rate of interests. You earn interest on your Fixed Deposits over this period, and the interest is paid out at regular intervals or at a maturity, depending on the FD scheme type.
Muthoot Capital Fixed Deposit offers attractive interest rates up to 9.35%* p.a. (Interest rate applicable for senior citizens for 36 months).
Muthoot Capital Fixed Deposit are offered for flexible tenures ranging from 12 to 60 months
The minimum investment required for a Muthoot Capital Fixed Deposit is INR 1,000.
Yes, Muthoot Capital Fixed Deposit offers offers interest payout at regular intervals, such as monthly and annually upon opting for non-cumulative deposit scheme.
The key difference between cumulative and non cumulative deposit is that in a non-cumulative deposit, the interest earned is paid out periodically. In a cumulative deposit, the interest is added to the principal, and the total amount is paid at maturity.
