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Do you ever think of just getting on your bike and watching the fuel meter going down as if it were some kind of magic? If yes, then you are not the only person. In a market where every rupee counts, the decision of which bike to go for, a bike that uses less fuel or one that is more fuel-consuming, is what makes all the difference. So here is a treat: we will go through the top 10 mileage bikes under ₹1 lakh in India—just right for daily commutes, tight budgets and no sacrifice of fuel economy. And yes, in case you are thinking of financing the purchase of a bike, then it is mostly relevant to you and to partners like Muthoot Capital, who facilitate the process.
Fuel prices have been constantly rising, maintenance costs are getting higher, urban traffic with frequent stops and starts is the main cause of vehicle inefficiency, and if we talk about tight budgets, the pressure is really high. When buying a commuter bike under ₹1 lakh, it is not only a means of transport you are buying—you are buying low running costs. Many people make the mistake of buying a product only based on its appearance or engine capacity without considering the mileage that each rupee of petrol will provide.
In India’s diverse road conditions, whether a bike achieves “good mileage” can mean the difference between saving thousands a year or watching your fuel spend rise silently. Rides do add up. The challenge then is identifying a bicycle that is affordable, dependable, durable, easy to service, and under ₹1 lakh.
There are quite a few solid options available, which is what we’ll discuss. Here are the well-balanced options in terms of price and mileage, although these parameters do fluctuate depending on the city, bike variant, and real-world conditions.
Engine:
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Mileage: Company ARAI claims ~70 kmpl. Reports around 60–65 kmpl in mixed use.
Why it matters: It is one of the most reliable daily commuter bikes that is cheap, has straightforward mechanics, and a large service network.
Engine: 97 cc class with modern tech. Mileage claimed is about 73 kmpl.
Why good: Adds smart features (idle‐stop, i3S tech) while staying in the efficient zone.
Engine: 109.7 cc. Mileage claimed up to 83.09 kmpl.
Why good: The larger engine is still very good for fuel consumption, perfect for a person who wants a little more power but at a low running cost.
Price point: One of the most budget-friendly under ₹1 lakh. Mileage in the 65–70 kmpl zone.
Why pick it: If the budget is really tight and you want the least amount of expenses possible, then this will be the right choice for you.
Mileage: ~70 kmpl claim, good for the sub-₹1 lakh category.
Strength: Good brand, good service network, and a comfortable ride.
Mileage: ~80 kmpl in some reports.
Why: Extremely efficient, smaller engine, perfect city commuter.
Mileage: ~73.68 kmpl claim for some variants.
Why: Another strong commuter pick with good fuel economy credentials.
Mileage: Around 68 kmpl in some reports.
Why: Trusted brand, reliable, low maintenance.
Mileage: ~70 kmpl in claim.
Why: A bare-bones commuter with exceptional efficiency.
Engine: 124.4 cc. Mileage: ~50–51 kmpl in one list.
Why: This one stretches the “mileage” definition a little, but if you want added performance while still keeping the budget under ₹1 lakh, this is an option—but you’ll sacrifice some efficiency.
Also Read :-Top 10 Electric Scooters in India Under ₹1 Lakh
For two-wheeler loans, the focus is on getting a bike which delivers well in real-world scenarios in addition to looking appealing. More savings on gas, servicing, and greater dependability mean bike EMIs and overall monthly expenses are much easier to manage. At Muthoot Capital, we understand the value of the other things you get apart from financing a vehicle. Getting good mileage is crucial in reducing the overall cost of ownership, so you should be able to choose the right bike. Less work needed to choose means less stressful ownership overall.
Conclusion
We’ve covered a lot in this article, and we’ve provided you with ten bikes you can get for under ₹1 lakh, all of which have great mileage and are commuter-friendly. Riding to work? Running errands? Driving around? This list is focused, so you don’t have to be.
Just remember, if you are planning on buying a bike and you want to do it with smart financing, reach out to Muthoot Capital. We will help you calculate the bike-loan amount, the bike and affordable monthly payments, so you can get a bike that is practical and looks great too. We will get you a bike that is safe and will give back rewards for safe riding.
Get in touch with Muthoot Capital, and we will get you the best bike for the long haul and the best bike for you.
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