Archives: Leadership Team

Mathews Markose is a Banking professional with hands on experience in Retail Liabilities, Branch Banking, Retail Assets & SME businesses across all levels of the hierarchy. He comes with a rich experience spanning 26 years with organisations like HSBC, ICICI Bank, Kotak Mahindra Bank and ESAF Small Finance Bank before joining Muthoot Capital Services as the CEO. His core competence lies in setting up businesses from the grassroot, Team building, setting up Products, Processes and Compliance aspects of the business and build scale. He is a prudent Banker who focusses on Building a healthy Top line with unequivocal focus on the profitability. He brings in a collaborative approach in his management style and is a people’s leader who focusses on positively influencing his team and rallying them around a common objective.

Mr. Ramandeep Singh Gill is a performance-driven Chartered Accountant with over 11 years of experience in Financial Planning & Control, System Implementation, Working Capital Management, Treasury Management, Fund Management, Finalisation & Accounts, Learning & Development, NHB Re-financing and People Management Directing productive cross-functional team using interactive and motivational leadership that spurs people to willingly give excellent results. He is proficient in presenting a true and fair view of the financial position of the company by way of timely preparation of annual reports ensuring analyzing the expenditure on a monthly basis to control expenses as well as in formulating annual budgets and conducting variance analysis to determine difference between projected & actual results and implementing corrective actions. He is skilled in monitoring business in new and growth areas and motivating people to perform beyond their normal past established skills/ levels. He has hands-on experience in ensuring Compliance of Policies & Process related to Mortgage Accounting and Fixed Deposit accounting. He is an enterprising leader with skills in leading personnel towards accomplishment of common goals.

Ms Umadevi Pazhoor Unnikrishnan is the Chief Risk Officer of Muthoot Capital Services Limited. She is a qualified Chartered Accountant and Certified Associate of Indian Institute of Bankers. She has more than 17 years of rich & diversified experience covering Retail and Corporate credit Management, Risk management, Managing key asset portfolio and Business planning. Prior to joining Muthoot Capital Services Limited, she was associated with Yes Bank Ltd, Dhanlaxmi Bank Ltd, Reliance Capital Ltd and ICICI Bank Ltd. She is an optimistic growth leader, collaborative and responsible accelerator, change manager, with strong execution and delivery. Her perseverance, continuous learning aptitude and leadership capabilities led to her rise as credible leader & as a Banker.

Deepa G is an Associate Member of Institute of Company Secretaries of India. She has an experience of about 2 years and was previously associated with the Company as the Company Secretary and Compliance Officer. She is a Graduate in Finance and Taxation and has cleared Intermediate Level of Cost and Management Accountancy course.