Ms Umadevi Pazhoor Unnikrishnan

Ms Umadevi Pazhoor Unnikrishnan is the Chief Risk Officer of Muthoot Capital Services Limited. She is a qualified Chartered Accountant and Certified Associate of Indian Institute of Bankers. She has more than 17 years of rich & diversified experience covering Retail and Corporate credit Management, Risk management, Managing key asset portfolio and Business planning. Prior to joining Muthoot Capital Services Limited, she was associated with Yes Bank Ltd, Dhanlaxmi Bank Ltd, Reliance Capital Ltd and ICICI Bank Ltd. She is an optimistic growth leader, collaborative and responsible accelerator, change manager, with strong execution and delivery. Her perseverance, continuous learning aptitude and leadership capabilities led to her rise as credible leader & as a Banker.