Bring Home Your Dream Bike with Muthoot Capital Two-Wheeler Loan

Have you always dreamt of owning a two-wheeler but your current financials don’t approve of the purchase? Well, you can easily get a two-wheeler loan sanctioned at Muthoot Capital and get started on your dream journey. Gone are the days when you had to wait for days to get your loan approved. Today, salaried and non-salaried professionals can leverage bike finance and get their loan approved almost instantly. Avail easy two-wheeler finance at lowest two-wheeler loan interest rate, and minimal processing charges now!

Here’s why a 2-wheeler loan from Muthoot Capital Services Ltd is a good option if you are looking forward to owning a bike.

Safe & Affordable

Muthoot Capital offers a secure, safe, and affordable option to potential borrowers. Even before signing-up for the loan, you can visit Muthoot Capital’s website and get a quote on monthly instalment through two-wheeler EMI calculator.

Keep Your Cash for Emergencies

There is no denying that two-wheelers cost substantially. You can free up funds and keep them for important use when you opt for a loan. This gives you the power to manage your finances well and invest the money for better use. You only have to pay a monthly instalment, including a pocket-friendly interest rate.

Lower Interest Rates

You can enjoy the lowest interest rate for a bike loan at Muthoot Capital. With interest rates starting from 0.99% per annum*, you can fulfil your dream to buy the dream bike. Calculate your expected instalment through a two-wheeler loan EMI calculator and make better financial decisions. Also, when you pay EMIs, you inculcate financial discipline that helps you in all walks of life

Boost Your Credit (CIBIL) Score

Young professionals can go for an auto loan as it also helps to build a good credit score. Whenever a person opts for any kind of loan, their financial behavior is tracked, and the data generated is used to understand an individual’s financial health. If an individual pays EMIs on time, he or she gets a good credit rating. Basically, with a good credit profile, it gets cheaper to borrow money. With a low bike loan interest rate, you can easily pay back and boost your score.

Absolute Ownership

Often people stay in a dilemma about ownership of the financed vehicle. Well, when you opt for a pocket-friendly loan with Muthoot Capital, you stay in-charge of your two-wheeler. The lender doesn’t have any ownership rights at all. Once all the formalities are complete and your loan is approved, your bike is completely yours.

Flexible Repayment

With Muthoot Capital, you have the option to repay your loans in as soon as 12 months. Or if you wish, you can go for loan terms of maximum 48 months. You’re completely free to choose the repayment schedule.

Up to 100% Loan Amount

Yes, you heard that right. For specific models and specific schemes, we provide you 100% loan amount. All you need to do is to ask your representative or visit a branch to know in detail about the exact list of bikes and models.

Am I Eligible for a Two-Wheeler Loan?

Both salaried and self-employed professionals can opt for two-wheeler loans with lucrative interest rates with Muthoot Capital. Anyone between 18-65 years of age can avail of the loan facility. Salaried individuals earning a yearly income of RS. 96,000, or above meets the eligibility criteria. If you’re a non-salaried individual with an annual business profit of Rs 1,20,000 or more, you can also avail of the loan and other benefits.

The demand for two-wheelers is on a constant rise in the country. Add the ongoing pandemic to the equation, in times of social distancing, two-wheelers have emerged as a safe mode of commute. So, what are you waiting for, zoom ahead on your two-wheeler dream, thanks to the 2-wheeler loan from Muthoot Capital!